Passaic County and Wayne Township property record for 41 Pond Cir, Wayne, NJ 07470
| Property Type | Townhouse |
|---|---|
| Details | 2,336 sqft · built 1985 |
| Lot Size | 0.038 acres (1,653 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $215,000 (Oct 1996) |
| Tax Bill | $12,314 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Mar 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-01215-0000-00003-0000-C0012 |
| Primary APN | 14-01215-0000-00003-0000-C0012 |
|---|---|
| Alternative APNs |
|
| Building Area | 2,336 sqft Living Area |
|---|
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Townhouse |
| Lot Area | 1,653 sqft (0.038 acres) |
| Old Parcel Number | 14004590000000010000C0012 |
|---|---|
| Street Address | 41 POND CIR, 12 |
| City | WAYNE |
| State | NJ |
| Zip | 07470-3560 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Subdivision | CONDO |
| Legal Block | 1215 |
| Legal Lot Number | 3 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | WAYNE |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 246103 |
Source: Passaic County and Wayne Township records, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 41 POND CIR, WAYNE, NJ 07470-3560 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Mar 20, 2020 | Deed of Trust, Mortgage · Conventional with PMI GUARANTEED RATE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 29, 1996 · Amount on Record |
| Deed Sale | Oct 29, 1996 · Amount on Record |
| Deed Book / Page | 147 / 90 |
| Last Transfer Date | Jan 12, 2006 |
| Transfer Doc | 1165000062 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 41 POND CIR, WAYNE, NJ 07470-3560 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2021 |
| Title Company | TITLE ON DEMAND/NJ INC, TITLE ON DEMAND OF NJ INC |
| Name | Verified Name |
|---|
| Document Number | 0000042760 |
|---|---|
| Date | Jun 30, 2021 |
| Book Page | M17244/158 |
| Instrument | 2021042760 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 41 POND CIR, WAYNE, NJ 07470-3560 |
| Document Number | 0000015280 |
| Instrument Date | Mar 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2020 |
| Title Company | TITLE ON DEMAND/NJ INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 41 POND CIR #12 WAYNE NJ 074703560, 12, WAYNE, NJ 07470-3560 |
| Document Number | 0000015280 |
|---|---|
| Date | Mar 26, 2020 |
| Book Page | 016083/000001 |
| Instrument | 15280 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 25, 2050 |
Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| County Subdivision | Wayne Township |
| Unified School District | Wayne Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $205,300 (-) Land $50,000 Building $155,300 | $205,300 (-) Land $50,000 Building $155,300 | |
| 2025 | $12,314.00 (+0.88%) | $205,300 (-) Land $50,000 Building $155,300 | $205,300 (-) Land $50,000 Building $155,300 |
| 2024 | $12,207.00 (+5.17%) | ||
| 2023 | $205,300 Land $50,000 Building $155,300 | $205,300 Land $50,000 Building $155,300 | |
| 2022 | $11,607.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 19 units insured incl. 10 condo units |
| Nearby Flood Claims | 13 (1990–2021) |
| Claims Outside the SFHA | 5 of 13 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001 |
|---|---|
| Water Source | Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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