Lancaster County property record for 45 Pine Dr, White Stone, VA 22578 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 984 sqft · built 1969 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $7 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 34C 4 18 |
| Primary APN | 34C 4 18 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 984 sqft Living Area |
| Gross Area | 2,254 sqft |
| 1st Floor Area | 984 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 13,068 sqft (0.3 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 30 sqft |
| Deck Area | 256 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 11719 |
|---|---|
| Street Address | 45 PINE DR |
| City | WHITE STONE |
| State | VA |
| Zip | 22578-2641 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PLEASANT BANKS .30 AC LR03/3580 |
| Legal Subdivision | PLEASANT BANKS |
| Jurisdiction | LANCASTER VA |
| Township / Civil Division | 3 |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 30301 |
Source: Lancaster County records · APN 34C 4 18
Assessment roll updated May 19, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 9129 COVINGTON RIDGE CT, MECHANICSVILLE, VA 23116-7205 |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
Source: Lancaster County records · Assessment roll updated May 19, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Lancaster County |
| Municipality | White Stone Town |
| Unified School District | Lancaster County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7.00 (-98.68%) | $129,300 (+53.38%) Land $12,000 Building $117,300 | $129,300 (+53.38%) Land $12,000 Building $117,300 |
| 2023 | $531.00 | $84,300 Land $12,000 Building $72,300 | $84,300 Land $12,000 Building $72,300 |
Source: FEMA National Flood Hazard Layer, Lancaster County (51103C), updated July 4, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 511030303011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 69 individual NFIP policies nearby |
| Nearby Flood Policies | 77 units insured 8 under condo master policies |
| Nearby Flood Claims | 7 (2003–2024) |
| Most Recent Claim | Sep 2024, tidal / storm surge |
| Claims By Storm |
|
| Wildfire Risk | Low above 20% of the US · above 29% of Virginia |
|---|---|
| Wildfire Likelihood | About 1 in 7,143 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 80 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) | Low Latency |
|---|---|---|---|
| Cogeco Cable Holdings II | Cable | 1,000 / 50 | Yes |
| Verizon | Fixed Wireless | 300 / 20 | Yes |
| Virginia Broadband | Fixed Wireless (unlicensed) | 100 / 25 | No |
May also be available at this address: Cogeco Cable Holdings II. Availability varies by address; speeds are provider-advertised maximums, not measured.
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