31 Pine Dr, White Stone, VA 22578 Property Records

Lancaster County property record for 31 Pine Dr, White Stone, VA 22578

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,248 sqft · built 1960
Lot Size0.3 acres (13,068 sqft)
OwnerIndividual Name on Record
Last Sale$197,000 (Sep 2023)
Tax Bill$11 (2025)
Deeds & MortgagesSep 2023 Sale & Mortgage
Jun 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN34C 4 19

Property Details

APN / Parcel Number

Primary APN34C 4 19
Alternative APN
  • 11720

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,248 sqft Living Area
Gross Area3,152 sqft
1st Floor Area1,248 sqft
FlooringHardwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1979
Exterior MaterialVinyl
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area13,068 sqft (0.3 acres)
Deck Area428 sqft
Patio Area228 sqft
Storage Building160 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerSeptic
Water SourceCommercial

Location & Zoning

Account Number11720
Street Address31 PINE DR
CityWHITE STONE
StateVA
Zip22578-2641
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionPLEASANT BANKS LOT LR23/1550
Legal SubdivisionPLEASANT BANKS
JurisdictionLANCASTER VA
Township / Civil Division3
Census Block Group1
Census Block1015
Census Tract30301

Owner

Source: Lancaster County records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address31 PINE DR, WHITE STONE, VA 22578-2641
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 5, 2023Warranty Deed, Transfer · Conventional Mortgage
TOWNE MORTGAGE COMPANY
Jun 7, 2018Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 5, 2023 · Amount on Record
Deed SaleSep 5, 2023 · Amount on Record
Prior SaleJun 7, 2018 · Amount on Record
Deed Document Number20231550
Record UpdatedJun 8, 2026

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLANCASTER VA
Recording DateSep 5, 2023
Property Address31 PINE DR, WHITE STONE, VA 22578-2641
Document Number0230001550
Instrument DateSep 1, 2023
Instrument230001550
Transaction TypeTransfer
Record UpdatedOct 4, 2023
Title CompanyLAWYERS TITLE/MIDDLE PENINSULA, LAWYERS TITLE/MID PENINSULA

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address31 PINE DR, WHITE STONE, VA 22578-2641

Mortgage

Document Number0230001551
DateSep 5, 2023
Instrument230001551
Lender
NameTOWNE MORTGAGE COMPANY
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLANCASTER VA
Recording DateJun 7, 2018
Property Address31 PINE DR, WHITE STONE, VA 22578-2641
Document Number0180001104
Instrument DateJun 5, 2018
Instrument180001104
Transaction TypeTransfer
Record UpdatedMar 11, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address31 PINE DR, WHITE STONE, VA 22578-2641

Mortgage

Document Number0180001105
DateJun 7, 2018
Instrument180001105
Lender
NameWELLS FARGO BANK NA
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of May 19, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyLancaster County
MunicipalityWhite Stone Town
Unified School DistrictLancaster County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$11.00 (-98.75%)$204,000 (+45.82%) Land $12,000 Building $192,000$204,000 (+45.82%) Land $12,000 Building $192,000
2023$881.00$139,900 (-) Land $12,000 Building $127,900$139,900 (-) Land $12,000 Building $127,900
2022$139,900 Land $12,000 Building $127,900
2021$139,900 Land $12,000 Building $127,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 69 individual policies
Nearby Flood Policies77 units insured
incl. 8 condo units
Nearby Flood Claims7 (2003–2024)
Most Recent ClaimSep 2024 · tidal / storm surge
Claims by Event
  • Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 2 claims
  • Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWHITE STONE
private · serves 825 people · EPA ID VA4103980
Water SourceGroundwater
Last State InspectionJul 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Breezeline
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
Virginia Broadband
Fixed Wireless · not low latency
100 / 25

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