45 Park Ave, Reading, MA 01867 Property Records

Middlesex County and Reading Town property record for 45 Park Ave, Reading, MA 01867 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 1965
Square Footage	1,809 sqft Living Area
Lot Size	12,349 sqft (0.283 acres)
Occupancy	Owner Occupied
Last Sale	$655,000 (2020)
Tax Bill	$8,468.00 (2025)

Owner

Source: Middlesex County and Reading Town records · APN READ M:011.0-0000-0273.0

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	45 PARK AVE, READING, MA 01867-3549
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Tenant By Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2020	Quit Claim Arm's Length for NE States, Transfer · Stand Alone First Mortgage WASHINGTON TRUST MORTGAGE CO
Oct 24, 2019	Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) GUARANTEED RATE
Mar 03, 2017	Quit Claim Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 31, 2020 · Amount on Record
Deed Sale	Aug 31, 2020 · Amount on Record
Prior Sale	Mar 03, 2017 · Amount on Record
Deed Book / Page	75495 / 521
Transfer Doc	66820-253
Record Refreshed	Sep 20, 2026

August 2020: Quit Claim Arm's Length for NE States, Transfer

Document Type	Quit Claim Arm's Length for NE States
Jurisdiction	READING MA
Recording Date	Aug 31, 2020
Property Address	45 PARK AVE, READING, MA 01867-3549
Document Number	75495-521
Book / Page	75495 / 521
Instrument Date	Aug 24, 2020
Instrument	150348
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety
Address	45 PARK AVE, READING, MA 01867-3549

Mortgage

Document Number	150349
Date	Aug 31, 2020
Instrument	150349

Lender

Name	WASHINGTON TRUST MORTGAGE CO

Agreement

Type	Stand Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.63%
Type Change Date	Sep 01, 2030
Max Rate At Change	3%
Index	1-Year CMT
Margin	3

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Property Address	45 PARK AVE, READING, MA 01867-3549
Document Number	73545-579
Instrument Date	Oct 24, 2019
Transaction Type	Mortgage
Record Updated	Nov 12, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 PARK AVE READING MA 018673549, READING, MA 01867-3549

Mortgage

Document Number	73545-579
Date	Oct 29, 2019
Book Page	073545/000579
Instrument	167382

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional Mortgage with Private Mortgage Insurance (PMI)
Amount	Amount Recorded
Term	360 Months
Due	Oct 28, 2049

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	READING MA
Recording Date	Mar 03, 2017
Property Address	45 PARK AVE, READING, MA 01867-3549
Document Number	68971-73
Book / Page	068971 / 000073
Instrument Date	Mar 02, 2017
Instrument	33692
Transaction Type	Transfer
Record Updated	Mar 21, 2017

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,371.20
Amount Accuracy	Confirmed
Additional	Quitclaim Document Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	45 PARK AVE READING MA 018673549, READING, MA 01867-3549

Mortgage

Document Number	68971-75
Date	Mar 03, 2017
Book Page	068971/000075
Instrument	33693

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional Mortgage with Private Mortgage Insurance (PMI)
Amount	Amount Recorded
Term	360 Months
Due	Mar 02, 2047

Tax Assessment & Valuation

Source: Middlesex County and Reading Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Reading Town
Unified School District	Reading School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,468.00 (-1.17%)	$743,500 (+1.7%) Land $456,000 Building $287,500	$830,585 (+2.65%)
2024	$8,568.00 (-1.29%)	$731,100 (+6.05%) Land $448,300 Building $282,800	$809,115
2023	$8,680.00	$689,400 Land $422,400 Building $267,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 5% of the US · above 10% of Massachusetts
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`READ M:011.0-0000-0273.0`
Alternative APNs	`M:011.0=0000=0273.0` `420000000310` `420000000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,809 sqft Living Area
Gross Area	2,416 sqft Gross Area
Basement Area	720 sqft Basement
Unfinished Basement	288 sqft Unfinished
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1965
Architectural Style	Cape Cod Style
Exterior Material	Asbestos Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	12,349 sqft (0.283 acres)

Utilities and HVAC

Heating System	Hot Water Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Account Number	420000000310
Street Address	45 PARK AVE
City	READING
State	MA
Zip	01867-3549
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Jurisdiction	READING MA
Minor Civil Division	READING
Census Blockgroup	1
Census Block	1003
Census Tract	334100

45 Park Ave, Reading, MA 01867 Property Records

Property Highlights

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

August 2020: Quit Claim Arm's Length for NE States, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

October 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2017: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Nearby Properties on Park Ave

Nearby Streets

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