Middlesex County and Reading Town property record for 42 Park Ave, Reading, MA 01867
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,466 sqft · built 1906 |
| Lot Size | 0.294 acres (12,802 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $170,000 (Jul 1990) |
| Tax Bill | $8,695 (2026) |
| Deeds & Mortgages | Apr 2021 Refinance Sep 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | READ M:011.0-0000-0275.0 |
| Primary APN | READ M:011.0-0000-0275.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,466 sqft Living Area |
| Gross Area | 2,951 sqft |
| Basement Area | 763 sqft |
| Unfinished Basement | 763 sqft |
| Year Built | Built 1906 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,802 sqft (0.294 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 420000000420 |
|---|---|
| Street Address | 42 PARK AVE |
| City | READING |
| State | MA |
| Zip | 01867-3548 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | S15 |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 334100 |
Source: Middlesex County and Reading Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 42 PARK AVE, READING, MA 01867-3548 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
| Date | Document |
|---|---|
| Apr 7, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORP |
| Sep 2, 2017 | Deed of Trust, Mortgage · Line of Credit HARVARD UNIV CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 30, 1990 · Amount on Record |
| Deed Sale | Jul 30, 1990 · Amount on Record |
| Prior Sale | May 4, 1988 · Amount on Record |
| Last Transfer Date | Jun 12, 2025 |
| Transfer Doc | 0084249-45 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 42 PARK AVE, READING, MA 01867-3548 |
| Transaction Type | Mortgage |
| Record Updated | Apr 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 77451-324 |
|---|---|
| Date | Apr 7, 2021 |
| Book Page | 77451/324 |
| Instrument | 78188 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 289 Months |
| Due | May 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 42 PARK AVE, READING, MA 01867-3548 |
| Document Number | 69911-566 |
| Book / Page | 069911 / 000566 |
| Instrument Date | Sep 2, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 4, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Document Number | 69911-566 |
|---|---|
| Date | Sep 11, 2017 |
| Book Page | 069911/000566 |
| Instrument | 146883 |
| Name | HARVARD UNIV CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Sep 10, 2042 |
| Rate Type | Adjustable Rate |
|---|
Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,695.00 (+3.96%) | $793,300 (+8.03%) Land $494,400 Building $298,300 | $741,877 (+2.96%) |
| 2025 | $8,364.00 (-1.15%) | $734,300 (+1.72%) Land $457,600 Building $276,700 | $720,575 (+6.91%) |
| 2024 | $8,461.00 (-1.2%) | $721,900 (+6.13%) Land $449,900 Building $272,000 | $674,025 |
| 2023 | $8,564.00 | $680,200 Land $423,900 Building $256,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1979–1998) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Jun 1998 · Heavy Rains And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Nov 2023 |
| Lead | 8 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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