45 Orchard Rd, Swampscott, MA 01907 Property Records

Essex County and Swampscott Town property record for 45 Orchard Rd, Swampscott, MA 01907

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,935 sqft · built 1928
Lot Size	0.157 acres (6,830 sqft)
Owner	2 Company Names on Record
Last Sale	$985,000 (Oct 2022)
Tax Bill	$11,200 (2026)
Deeds & Mortgages	Oct 2022 Sale Apr 2022 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`SWAM M:0022 B:0037 L:0`

Property Details

APN / Parcel Number

Primary APN	`SWAM M:0022 B:0037 L:0`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,935 sqft Living Area
Gross Area	5,618 sqft
Basement Area	1,443 sqft
Unfinished Basement	1,443 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Architectural Style	Colonial
Exterior Material	Brick
Construction Type	Frame
Roof Type	Hip
Roof Material	Slate
Lot Area	6,830 sqft (0.157 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	45 ORCHARD RD
City	SWAMPSCOTT
State	MA
Zip	01907-2337
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-2
Legal Subdivision	ORCHARD
Legal Block	37
Jurisdiction	SWAMPSCOTT MA
Township / Civil Division	SWAMPSCOTT
Census Block Group	4
Census Block	4005
Census Tract	202200

Owner

Source: Essex County and Swampscott Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	45 ORCHARD RD, SWAMPSCOTT, MA 01907-2337
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2022	Quit Claim Deed, Transfer
Apr 11, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance ARNON VERED
Jul 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage ARNON VERED
Dec 13, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 20, 2022 · Amount on Record
Deed Sale	Oct 20, 2022 · Amount on Record
Prior Sale	Jun 2, 2010 · Amount on Record
Last Transfer Date	Oct 6, 2024
Transfer Doc	042379-594
Record Updated	Oct 29, 2026

October 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SWAMPSCOTT MA
Recording Date	Oct 20, 2022
Property Address	45 ORCHARD RD, SWAMPSCOTT, MA 01907-2337
Document Number	0041256-81
Book / Page	41256 / 81
Instrument Date	Oct 11, 2022
Instrument	20221020001610
Transaction Type	Transfer
Record Updated	Nov 11, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	45 ORCHARD RD, SWAMPSCOTT, MA 01907-2337

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SWAMPSCOTT MA
Property Address	45 ORCHARD RD, SWAMPSCOTT, MA 01907-2337
Transaction Type	Mortgage
Record Updated	Apr 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040853-507
Date	Apr 11, 2022
Book Page	40853/507
Instrument	20220411001530

Lender

Name	ARNON VERED

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	13 Months
Due	May 1, 2023

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SWAMPSCOTT MA
Property Address	45 ORCHARD RD, SWAMPSCOTT, MA 01907-2337
Document Number	38679-140
Instrument Date	Jul 2, 2020
Transaction Type	Mortgage
Record Updated	Jul 21, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 ORCHARD RD SWAMPSCOTT MA 019072337, SWAMPSCOTT, MA 01907-2337

Mortgage

Document Number	38679-140
Date	Jul 2, 2020
Book Page	038679/000140
Instrument	2004170

Lender

Name	ARNON VERED

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jul 1, 2025

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SWAMPSCOTT MA
Recording Date	Dec 13, 2019
Property Address	45 ORCHARD RD, SWAMPSCOTT, MA 01907-2337
Document Number	38110-542
Book / Page	038110 / 000542
Instrument Date	Nov 27, 2019
Instrument	1213005220
Transaction Type	Transfer
Record Updated	Dec 31, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 ORCHARD RD SWAMPSCOTT MA 019072337, SWAMPSCOTT, MA 01907-2337

Tax Assessment & Valuation

Source: Essex County and Swampscott Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Swampscott Town
Unified School District	Swampscott School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,200.00 (+1.09%)	$933,300 (-3.38%) Land $328,100 Building $605,200	$1,211,427 (+7.87%)
2025	$11,079.00 (+9.66%)	$965,900 (+12.24%) Land $364,500 Building $601,400	$1,122,995
2023	$10,103.00	$860,600 Land $311,200 Building $549,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	122 (1978–2018)
Claims Outside the SFHA	23 of 122
Most Recent Claim	Mar 2018 · Severe Winter Storm And Flooding
Claims by Event	Severe Storms And Flooding, May 2006 · 12 claims Coastal Storm, Oct 1991 · 21 claims Coastal Storms, Flood, Ice & Snow, Feb 1978 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SWAMPSCOTT WATER DEPT. (MWRA) serves 15,300 people · EPA ID MA3291000
Water Source	Purchased surface water from MWRA
Last State Inspection	Mar 2026
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: T-Mobile.

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