20 Orchard Rd, Swampscott, MA 01907 Property Records

Essex County and Swampscott Town property record for 20 Orchard Rd, Swampscott, MA 01907

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,821 sqft · built 1920
Lot Size0.289 acres (12,593 sqft)
Owner2 Individual Names on Record
Last Sale$310,000 (Jun 2000)
Tax Bill$10,530 (2026)
Flood ZoneZone X (minimal risk)
APNSWAM M:0022 B:0052 L:0

Property Details

APN / Parcel Number

Primary APNSWAM M:0022 B:0052 L:0

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,821 sqft Living Area
Gross Area4,044 sqft
Basement Area996 sqft
Unfinished Basement996 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleColonial
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area12,593 sqft (0.289 acres)

Utilities, Heating & Cooling

Heating SystemSteam
Heating FuelOil

Location & Zoning

Street Address20 ORCHARD RD
CitySWAMPSCOTT
StateMA
Zip01907-2331
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA-2
Legal SubdivisionCABOT ST CONDO
Legal Block52
JurisdictionSWAMPSCOTT MA
Township / Civil DivisionSWAMPSCOTT
Census Block Group4
Census Block4004
Census Tract202200

Owner

Source: Essex County and Swampscott Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address20 ORCHARD RD, SWAMPSCOTT, MA 01907-2331
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 13, 2000 · Amount on Record
Deed SaleJun 13, 2000 · Amount on Record
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Essex County and Swampscott Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionSwampscott Town
Unified School DistrictSwampscott School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$10,530.00 (+4.45%)$877,500 (-0.16%) Land $447,200 Building $430,300$916,322 (+10.36%)
2025$10,081.00 (+10.33%)$878,900 (+12.93%) Land $447,200 Building $431,700$830,300
2023$9,137.00$778,300 Land $381,800 Building $396,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims122 (1978–2018)
Claims Outside the SFHA23 of 122
Most Recent ClaimMar 2018 · Severe Winter Storm And Flooding
Claims by Event
  • Severe Storms And Flooding, May 2006 · 12 claims
  • Coastal Storm, Oct 1991 · 21 claims
  • Coastal Storms, Flood, Ice & Snow, Feb 1978 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSWAMPSCOTT WATER DEPT. (MWRA)
serves 15,300 people · EPA ID MA3291000
Water SourcePurchased surface water from MWRA
Last State InspectionMar 2026
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000

May also be available: T-Mobile.

Nearby Properties on Orchard Rd

Nearby Streets

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