Essex County and Nahant Town property record for 45 Ocean St, Nahant, MA 01908
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,640 sqft · built 1977 |
| Lot Size | 0.477 acres (20,778 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $10,270 (2025) |
| Deeds & Mortgages | Sep 2025 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | NAHA M:0008 B:0000 L:0031 |
| Primary APN | NAHA M:0008 B:0000 L:0031 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 3,640 sqft Living Area |
| Gross Area | 4,344 sqft |
| Basement Area | 1,924 sqft |
| Unfinished Basement | 280 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Split Level |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 20,778 sqft (0.477 acres) |
| Pool Type | In-Ground Pool |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Street Address | 45 OCEAN ST |
|---|---|
| City | NAHANT |
| State | MA |
| Zip | 01908-1336 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Lot Number | 31 |
| Jurisdiction | NAHANT MA |
| Township / Civil Division | NAHANT |
| Census Block Group | 3 |
| Census Block | 3036 |
| Census Tract | 201100 |
45 Ocean St is owner-occupied and held in a trust since September 2025.
Source: Essex County and Nahant Town records, as of July 20, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 45 OCEAN ST, NAHANT, MA 01908-1336 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Sep 10, 2025 |
| Transfer Doc | 0042954-60 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NAHANT MA |
| Recording Date | Sep 18, 2025 |
| Property Address | 45 OCEAN ST, NAHANT, MA 01908-1336 |
| Document Number | 0042954-60 |
| Book / Page | 42954 / 60 |
| Instrument Date | Sep 10, 2025 |
| Instrument | 20250918000740 |
| Transaction Type | Transfer |
| Record Updated | Oct 8, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 45 OCEAN ST, NAHANT, MA 01908-1336 |
The 2025 property tax bill for 45 Ocean St was $10,270, up 3.3% from the year before.
Source: Essex County and Nahant Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Nahant Town |
| Elementary School District | Nahant School District (PK - 06) |
| Secondary School District | Swampscott School District in Nahant (7-12) (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,270.00 (+3.32%) | $1,122,400 (+2.42%) Land $687,900 Building $434,500 | $1,398,780 |
| 2024 | $9,940.00 (+11.82%) | $1,095,900 (+12.07%) Land $661,400 Building $434,500 | |
| 2023 | $8,889.00 | $977,900 Land $582,000 Building $395,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 45 Ocean St in Zone X, an area of minimal flood risk, though there have been 47 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 43 individual policies |
| Nearby Flood Policies | 46 units insured incl. 3 condo units |
| Nearby Flood Claims | 47 (1978–2018) |
| Claims Outside the SFHA | 15 of 47 |
| Most Recent Claim | Mar 2018 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 45 Ocean St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NAHANT WATER DEPT. (MWRA) serves 3,334 people · EPA ID MA3196000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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