Essex County and Nahant Town property record for 38 Ocean St, Nahant, MA 01908
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,427 sqft · built 1900 |
| Lot Size | 0.098 acres (4,269 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $206,000 (Jan 1995) |
| Tax Bill | $8,174 (2025) |
| Deeds & Mortgages | Dec 2019 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | NAHA M:0010 B:0000 L:0017 |
| Primary APN | NAHA M:0010 B:0000 L:0017 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 11 Rooms |
| Stories | 1 Story |
| Building Area | 3,427 sqft Living Area |
| Gross Area | 4,545 sqft |
| Basement Area | 1,450 sqft |
| Unfinished Basement | 507 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Mansard |
| Roof Material | Asphalt |
| Lot Area | 4,269 sqft (0.098 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 38 OCEAN ST |
|---|---|
| City | NAHANT |
| State | MA |
| Zip | 01908-1333 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Lot Number | 17 |
| Jurisdiction | NAHANT MA |
| Township / Civil Division | NAHANT |
| Census Block Group | 3 |
| Census Block | 3026 |
| Census Tract | 201100 |
38 Ocean St is owned and occupied by two individuals who bought it in January 1995.
Source: Essex County and Nahant Town records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 38 OCEAN ST, NAHANT, MA 01908-1333 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 9, 1995 · Amount on File |
| Deed Sale | Jan 9, 1995 · Amount on File |
| Deed Book / Page | 12886 / 356 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NAHANT MA |
| Property Address | 38 OCEAN ST, NAHANT, MA 01908-1333 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 38108-394 |
|---|---|
| Date | Dec 13, 2019 |
| Book Page | 38108/394 |
| Instrument | 20191213002140 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2050 |
The 2025 property tax bill for 38 Ocean St was $8,174, up 2.8% from the year before.
Source: Essex County and Nahant Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Nahant Town |
| Elementary School District | Nahant School District (PK - 06) |
| Secondary School District | Swampscott School District in Nahant (7-12) (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,174.00 (+2.79%) | $893,300 (+1.89%) Land $430,500 Building $462,800 | $985,720 |
| 2024 | $7,952.00 (+4.77%) | $876,700 (+4.99%) Land $413,900 Building $462,800 | |
| 2023 | $7,590.00 | $835,000 Land $364,200 Building $470,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 38 Ocean St in Zone X, an area of minimal flood risk, though there have been 47 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 43 individual policies |
| Nearby Flood Policies | 46 units insured incl. 3 condo units |
| Nearby Flood Claims | 47 (1978–2018) |
| Claims Outside the SFHA | 15 of 47 |
| Most Recent Claim | Mar 2018 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 38 Ocean St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NAHANT WATER DEPT. (MWRA) serves 3,334 people · EPA ID MA3196000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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