Worcester County property record for 45 Ocean Pkwy, Berlin, MD 21811
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,264 sqft · built 1974 |
| Lot Size | 0.212 acres (9,247 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $375,000 (May 2025) |
| Tax Bill | $2,540 (2026) |
| Deeds & Mortgages | Apr 2022 Transfer Jan 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-052230 |
| Primary APN | 03-052230 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,264 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 9,247 sqft (0.212 acres) |
| Porch | Slab |
| Porch Area | 192 sqft |
| Deck Area | 84 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 052230 |
|---|---|
| Street Address | 45 OCEAN PKWY |
| City | BERLIN |
| State | MD |
| Zip | 21811-1617 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | LOT B-03-004 9247 SQ FT OCEAN PKWY PL OCEAN PINES SEC 3 |
| Legal Subdivision | OCEAN PINES SEC 03 |
| Legal Lot Number | 4 |
| Jurisdiction | WORCESTER MD |
| Township / Civil Division | 6, NORTHERN |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 950700 |
45 Ocean Pkwy is owned by two individuals who bought it in May 2025.
Source: Worcester County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 259 LOG CABIN RD, NEWVILLE, PA 17241-9496 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 22, 2022 | Intrafamily Transfer, Transfer PERFECTION TITLE LIMITED, PERFECTION TITLE LTD |
| Jan 28, 2022 | Deed, Transfer · Conventional Mortgage TOWNEBANK MORTGAGE |
| Nov 19, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 2, 2025 · Amount on File |
| Deed Sale | May 2, 2025 · Amount on File |
| Prior Sale | Jan 28, 2022 · Amount on File |
| Deed Document Number | 2025 |
| Deed Book / Page | 8939 / 249 |
| Prior Transfer Date | Dec 17, 2021 |
| Prior Transfer Doc | 0083670202 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WORCESTER MD |
| Recording Date | Apr 22, 2022 |
| Property Address | 45 OCEAN PKWY, OCEAN PINES, MD 21811-1617 |
| Document Number | 0083670202 |
| Book / Page | 8367 / 202 |
| Map Reference | MB FWH11 PF 45 |
| Instrument Date | Dec 17, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2022 |
| Title Company | PERFECTION TITLE LIMITED, PERFECTION TITLE LTD |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 45 OCEAN PKWY, BERLIN, MD 21811-1617 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WORCESTER MD |
| Recording Date | Jan 28, 2022 |
| Property Address | 45 OCEAN PKWY, OCEAN PINES, MD 21811-1617 |
| Document Number | 0082990466 |
| Book / Page | 8299 / 466 |
| Instrument Date | Dec 17, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | PERFECTION TITLE LIMITED, PERFECTION TITLE LTD |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 45 OCEAN PKWY, BERLIN, MD 21811-1617 |
| Document Number | 0008299472 |
|---|---|
| Date | Jan 28, 2022 |
| Instrument | 8299/472 |
| Name | TOWNEBANK MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WORCESTER MD |
| Recording Date | Nov 19, 2021 |
| Property Address | 45 OCEAN PKWY, OCEAN PINES, MD 21811-1617 |
| Document Number | 0082310480 |
| Book / Page | 8231 / 480 |
| Map Reference | MB 11 FO 45 |
| Instrument Date | Jun 7, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | NOT AVAILABLE, CERTIFIED TITLE CORPORATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 35 SOUTH VIEW RD, RISING SUN, MD 21911-1102 |
| Document Number | 0008231483 |
|---|---|
| Date | Nov 19, 2021 |
| Instrument | 8231/483 |
| Name | PRIMARY RESIDENTIAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 356 Months |
| Due | Jul 1, 2051 |
The 2026 property tax bill for 45 Ocean Pkwy was $2,540, up 8.4% from the year before.
Source: Worcester County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Worcester County |
| Unified School District | Worcester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,540.00 (+8.41%) | $275,233 (+8.42%) | $296,600 (-) Land $84,100 Building $212,500 |
| 2025 | $2,343.00 | $253,867 | $296,600 Land $84,100 Building $212,500 |
| 2023 | $2,088.00 | $218,233 | $232,500 Land $73,900 Building $158,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 45 Ocean Pkwy in Zone X, an area of minimal flood risk, though there have been 26 flood claims nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 60 policies |
| Nearby Flood Policies | 60 in force |
| Nearby Flood Claims | 26 (1985–2015) |
| Claims Outside the SFHA | 15 of 26 |
| Most Recent Claim | Oct 2015 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 45 Ocean Pkwy is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 89% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCEAN PINES serves 11,890 people · EPA ID MD0230005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 2,000 / 1,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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