Worcester County property record for 44 Ocean Pkwy, Berlin, MD 21811 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,057 sqft · built 1988 |
| Lot Size | 0.207 acres (9,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $257,050 (Aug 2017) |
| Tax Bill | $2,403 (2025) |
| Deeds & Mortgages | Dec 2021 Line of Credit Aug 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-091961 |
| Primary APN | 03-091961 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,057 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 9,000 sqft (0.207 acres) |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 091961 |
|---|---|
| Street Address | 44 OCEAN PKWY |
| City | BERLIN |
| State | MD |
| Zip | 21811-1617 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT B-03-298 9000 SQ FT OCEAN PKWAY PL OCEAN PINES SEC 3 |
| Legal Subdivision | OCEAN PINES SEC 03 |
| Legal Lot Number | 298 |
| Jurisdiction | WORCESTER MD |
| Township / Civil Division | 5, OCEAN PINES |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 950600 |
Source: Worcester County records · APN 03-091961
Assessment roll updated July 31, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 44 OCEAN PKWY, BERLIN, MD 21811-1617 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 07, 2021 | Deed of Trust, Mortgage · Line of Credit THE FARMERS BANK OF WILLARDS |
| Aug 04, 2017 | Grant Deed, Transfer BENJAMIN D & ISABEL B FRANKLIN |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 04, 2017 · Amount on Record |
| Deed Sale | Aug 04, 2017 · Amount on Record |
| Prior Sale | Apr 06, 2004 · Amount on Record |
| Deed Document Number | 20177052-033 |
| Deed Book / Page | 7052 / 33 |
| Prior Transfer Date | Jul 19, 2017 |
| Prior Transfer Doc | 0070520033 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MD |
| Property Address | 44 OCEAN PKWY, OCEAN PINES, MD 21811-1617 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | ACQUEST TITLE SERVICES INC |
| Name | Verified Name |
|---|---|
| Address | 44 OCEAN PKWY, BERLIN, MD 21811-1617 |
| Document Number | 0082510183 |
|---|---|
| Date | Dec 07, 2021 |
| Book Page | 8251/183 |
| Name | THE FARMERS BANK OF WILLARDS |
|---|---|
| Type | Bank |
| Address | WILLARDS, MD 21874 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 15 Months |
| Due | Mar 06, 2023 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WORCESTER MD |
| Recording Date | Aug 04, 2017 |
| Property Address | 44 OCEAN PKWY, OCEAN PINES, MD 21811-1617 |
| Document Number | 0070520033 |
| Book / Page | 007052 / 000033 |
| Instrument Date | Jul 19, 2017 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2017 |
| Title Company | MAIN STREET SETTLEMENTS INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $257.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 44 OCEAN PKWY OCEAN PINES MD 218111617, OCEAN PINES, MD 21811-1617 |
| Document Number | 70520040 |
|---|---|
| Date | Aug 04, 2017 |
| Book Page | 007052/000040 |
| Name | BENJAMIN D & ISABEL B FRANKLIN |
|---|---|
| Address | 6528 37TH ST E, SARASOTA, FL 34243-7934 |
| Special Notes | Seller Financed |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Aug 03, 2037 |
Source: Worcester County records · Assessment roll updated July 31, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Worcester County |
| Unified School District | Worcester County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $373,967 (+7.98%) | $401,600 (-) Land $84,000 Building $317,600 | |
| 2025 | $2,403.00 (+4.34%) Homeowner's exemption | $346,333 (+20.73%) | $401,600 (+26.01%) Land $84,000 Building $317,600 |
| 2023 | $2,303.00 Homeowner's exemption | $286,867 | $318,700 Land $73,800 Building $244,900 |
Source: FEMA National Flood Hazard Layer, Worcester County (24047C), updated June 4, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240479506002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 26 individual NFIP policies nearby |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 26 in force |
| Nearby Flood Claims | 13 (1979–2017) |
| Claims Outside the SFHA | 7 of 13 |
| Most Recent Claim | Aug 2017, rainfall accumulation |
| Wildfire Risk | Low above 5% of the US · above 11% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 7,692 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 373 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Mediacom Communications | Cable | 2,000 / 1,000 |
| Xfinity | Cable | 2,000 / 250 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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