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45 Oban Ct, Saint Johns, FL 32259 Property Records

St. Johns County property record for 45 Oban Ct, Saint Johns, FL 32259

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,906 sqft · built 2017
Lot Size0.21 acres (9,147 sqft)
OwnerIndividual Name on File
Last Sale$100 (Dec 2020)
Tax Bill$334 (2025)
Deeds & MortgagesDec 2020 Mortgage
Feb 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN001752-0240

Property Details

APN / Parcel Number

Primary APN001752-0240

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures13 Plumbing Fixtures
Stories2 Stories
Building Area2,906 sqft Living Area
Gross Area3,577 sqft
1st Floor Area1,768 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Exterior MaterialConcrete
Construction TypeWood
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area9,147 sqft (0.21 acres)
Garage TypeAttached
Garage Area671 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area130 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address45 OBAN CT
CitySAINT JOHNS
StateFL
Zip32259-8437
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description73/71-77 KENDALL CREEK LOT 24 OR4498/1838 & 4996/1564(D/M) & 5129/1110(Q/C)
Legal Range27E
Legal Township05S
Legal Section39
Legal SubdivisionKENDALL CREEK
Legal Block1
Legal Lot Number24
JurisdictionST JOHNS FL
Township / Civil DivisionFRUIT COVE
Census Block Group1
Census Block1006
Census Tract20804

Owner

45 Oban Ct is owned and occupied by an individual who bought it in December 2020.

Source: St. Johns County records, as of October 21, 2026

Owner of RecordIndividual Name on File
Mailing Address45 OBAN CT, SAINT JOHNS, FL 32259-8437
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 18, 2020Intrafamily Transfer, Transfer · VA Mortgage
PENNYMAC LOAN SERVICES LLC
Feb 2, 2018Special Warranty Deed, Subdivision Related Transfer · VA Mortgage
NORTH AMERICAN SAVINGS BANK FSB

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 18, 2020 · Amount on File
Deed SaleDec 18, 2020 · Amount on File
Prior SaleFeb 2, 2018 · Amount on File
Deed Document Number2020116109
Deed Book / Page5129 / 1110
Prior Transfer DateDec 15, 2020
Prior Transfer Doc0051291110
Record UpdatedOct 29, 2026

December 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST JOHNS FL
Recording DateDec 18, 2020
Property Address45 OBAN CT, SAINT JOHNS, FL 32259-8437
Document Number0051291110
Book / Page5129 / 1110
Map ReferenceMB 73 PG 71-77
Instrument DateDec 15, 2020
Instrument2020116109
Transaction TypeTransfer
Record UpdatedAug 31, 2021
Title CompanyATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address45 OBAN CT, SAINT JOHNS, FL 32259-8437

Mortgage

Document Number51291114
DateDec 18, 2020
Instrument5129/1114
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2051

February 2018: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionST JOHNS FL
Recording DateFeb 2, 2018
Property Address45 OBAN CT, SAINT JOHNS, FL 32259-8437
Document Number0044981838
Book / Page4498 / 1838
Map ReferenceMB73 PG71-77
Instrument DateFeb 1, 2018
Instrument2018007622
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 31, 2021
Title CompanyMARSH LANDING TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6966 BUSINESS PARK BLVD N, 6966, JACKSONVILLE, FL 32256-2735

Transferred To (Grantee/Buyer)

NameVerified Name
Address45 OBAN CT, SAINT JOHNS, FL 32259-8437

Mortgage

Document Number2018007623
DateFeb 2, 2018
Instrument2018007623
Lender
NameNORTH AMERICAN SAVINGS BANK FSB
TypeBank
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 45 Oban Ct was $334 with a veteran's exemption, up 31.5% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$344,146 (+2.7%)$496,533 (-2.94%) Land $130,000 Building $366,533
2025$334.00 (+31.5%) Disabled Person's exemption Veteran's exemption$335,098$511,565 Land $140,000 Building $371,565
2024$254.00
2023$254.00 (+7.63%) Disabled Person's exemption Veteran's exemption$316,169 (+3%)$523,353 (+29.14%) Land $145,000 Building $378,353
2022$236.00 Disabled Person's exemption Veteran's exemption$306,960$405,246 Land $106,400 Building $298,846

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45 Oban Ct in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 86 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies86 in force
Nearby Flood Claims5 (2004–2016)
Claims Outside the SFHA3 of 5
Most Recent ClaimOct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Oban Ct is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · lower than 69% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEA MAJOR GRID
serves 826,664 people · EPA ID FL2161328
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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