St. Johns County property record for 21 Oban Ct, Saint Johns, FL 32259
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,339 sqft · built 2017 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $330,000 (Apr 2017) |
| Tax Bill | $4,267 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage Apr 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 001752-0260 |
| Primary APN | 001752-0260 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,339 sqft Living Area |
| Gross Area | 3,011 sqft |
| 1st Floor Area | 1,958 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,890 sqft (0.25 acres) |
| Garage Type | Attached |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 224 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 21 OBAN CT |
|---|---|
| City | SAINT JOHNS |
| State | FL |
| Zip | 32259-8437 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 73/71-77 KENDALL CREEK LOT 26 OR4364/1664 |
| Legal Range | 27E |
| Legal Township | 05S |
| Legal Section | 39 |
| Legal Subdivision | KENDALL CREEK |
| Legal Block | 1 |
| Legal Lot Number | 26 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | FRUIT COVE |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 20804 |
21 Oban Ct is owned and occupied by two individuals who bought it in April 2017.
Source: St. Johns County records, as of April 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 21 OBAN CT, SAINT JOHNS, FL 32259-8437 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 20, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Apr 27, 2017 | Corporation Deed, Transfer · FHA Mortgage NETWORK FUNDING LP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 27, 2017 · Amount on File |
| Deed Sale | Apr 27, 2017 · Amount on File |
| Prior Sale | May 1, 2016 · Amount on File |
| Deed Document Number | 201729093 |
| Deed Book / Page | 4364 / 1664 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 21 OBAN CT, SAINT JOHNS, FL 32259-8437 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 21 OBAN CT, SAINT JOHNS, FL 32259-8437 |
| Document Number | 0055410015 |
|---|---|
| Date | Apr 20, 2022 |
| Book Page | 5541/15 |
| Instrument | 2022040530 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Corporation Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Apr 27, 2017 |
| Property Address | 21 OBAN CT, SAINT JOHNS, FL 32259-8437 |
| Document Number | 0043641664 |
| Book / Page | 4364 / 1664 |
| Map Reference | MB73 PG71-77 |
| Instrument Date | Apr 21, 2017 |
| Instrument | 2017029093 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | DREAM FINDERS TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 360 CORPORATE WAY, 360, ORANGE PARK, FL 32073-6290 |
| Name | Verified Name |
|---|---|
| Address | 21 OBAN CT, SAINT JOHNS, FL 32259-8437 |
| Document Number | 2017029094 |
|---|---|
| Date | Apr 27, 2017 |
| Instrument | 2017029094 |
| Name | NETWORK FUNDING LP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2047 |
The 2025 property tax bill for 21 Oban Ct was $4,267 with a homeowner's exemption, up 12.6% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $339,721 (+2.7%) | $530,491 (-1.19%) Land $130,000 Building $400,491 | |
| 2025 | $4,267.00 (+12.59%) Homeowner's exemption | $330,790 (+2.9%) | $536,880 (+8.16%) Land $140,000 Building $396,880 |
| 2024 | $3,790.00 (+19.48%) Homeowner's exemption | $321,467 (+19.38%) | $496,389 (+2.11%) Land $120,000 Building $376,389 |
| 2023 | $3,172.00 (+3.02%) Homeowner's exemption | $269,288 (+3%) | $486,135 (+29.34%) Land $145,000 Building $341,135 |
| 2022 | $3,079.00 Homeowner's exemption | $261,445 | $375,852 Land $106,400 Building $269,452 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 21 Oban Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 86 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 86 in force |
| Nearby Flood Claims | 5 (2004–2016) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 21 Oban Ct is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 69% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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