45 Oarsman Crossing Dr, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 45 Oarsman Crossing Dr, Saint Augustine, FL 32095

Property Summary

Property TypeTownhouse
Details3 bd · 2.5 ba · 1,502 sqft · built 2022
Lot Size0.06 acres (2,613 sqft)
Owner2 Individual Names on Record
Last Sale$313,990 (Mar 2023)
Tax Bill$4,803 (2025)
Deeds & MortgagesMar 2023 Sale
Flood ZoneZone X (minimal risk)
APN026101-0880

Property Details

APN / Parcel Number

Primary APN026101-0880

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Stories2 Stories
Building Area1,502 sqft Living Area
Gross Area1,770 sqft
1st Floor Area697 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Exterior MaterialConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area2,613 sqft (0.06 acres)
Garage TypeAttached
Garage Area268 sqft
Parking Spaces1 Parking Space
PorchFinished/Open Porch
Porch Area34 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address45 OARSMAN CROSSING DR
CitySAINT AUGUSTINE
StateFL
Zip32095-9103
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal Description111/1-7 BRIDGEWATER PHASE 1A LOT 88 OR5716/852
Legal SubdivisionBRIDGEWATER PHASE 1A
Legal Block1
Legal Lot Number88
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group2
Census Block2041
Census Tract20904

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address45 OARSMAN CROSSING DR, SAINT AUGUSTINE, FL 32095-9103
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 1, 2023 · Amount on Record
Deed SaleMar 1, 2023 · Amount on Record
Deed Document Number202315579
Deed Book / Page5716 / 852
Record UpdatedSep 20, 2026

March 2023: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionST JOHNS FL
Recording DateMar 1, 2023
Property Address45 OARSMAN CROSSING DR, SAINT AUGUSTINE, FL 32095-9103
Document Number0057160852
Book / Page5716 / 852
Map ReferenceMB 111 PG 1-7
Instrument DateFeb 23, 2023
Instrument2023015579
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 12, 2024
Title CompanyDHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
Tax$2,198.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4220 RACE TRACK RD # RD100, RD100, SAINT JOHNS, FL 32259-2084

Transferred To (Grantee/Buyer)

NameVerified Name
Address45 OARSMAN CROSSING DR, SAINT AUGUSTINE, FL 32095-9103

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$251,009 (-4.42%) Land $60,000 Building $191,009$251,009 (-4.42%) Land $60,000 Building $191,009
2025$4,803.00 (+4.75%) Homeowner's exemption$262,622 (-2.34%)$262,622 (-2.34%) Land $65,000 Building $197,622
2024$4,585.00 (-9.66%) Homeowner's exemption$268,907 (-)$268,907 (-) Land $70,000 Building $198,907
2023$5,075.00 (+181.79%)$268,907 (+616.7%)$268,907 (+616.7%) Land $70,000 Building $198,907
2022$1,801.00$37,520$37,520 Land $37,520

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 206 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies206 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 60% of the US · lower than 65% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEA MAJOR GRID
serves 826,664 people · EPA ID FL2161328
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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