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40 Oarsman Crossing Dr, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 40 Oarsman Crossing Dr, Saint Augustine, FL 32095

Property Summary

Property TypeTownhouse
Details3 bd · 2.5 ba · 1,502 sqft · built 2022
Lot Size0.04 acres (1,742 sqft)
Owner2 Company Names on Record
Last Sale$344,317 (Jan 2023)
Tax Bill$5,325 (2025)
Deeds & MortgagesMar 2023 Transfer
Jan 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN026101-0610

Property Details

APN / Parcel Number

Primary APN026101-0610

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Stories2 Stories
Building Area1,502 sqft Living Area
Gross Area1,770 sqft
1st Floor Area697 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Exterior MaterialConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area1,742 sqft (0.04 acres)
Garage TypeAttached
Garage Area268 sqft
Parking Spaces1 Parking Space
PorchFinished/Open Porch
Porch Area34 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address40 OARSMAN CROSSING DR
CitySAINT AUGUSTINE
StateFL
Zip32095-9103
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal Description111/1-7 BRIDGEWATER PHASE 1A LOT 61 OR5688/390 & 5730/1685(Q/C)
Legal SubdivisionBRIDGEWATER PHASE 1A
Legal Block1
Legal Lot Number61
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group2
Census Block2041
Census Tract20904

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address19712 2ND DR SE, BOTHELL, WA 98012-7052
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Mar 28, 2023Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
Jan 3, 2023Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 3, 2023 · Amount on Record
Deed SaleJan 3, 2023 · Amount on Record
Deed Document Number202323
Deed Book / Page5688 / 390
Last Transfer DateMar 17, 2023
Transfer Doc0057301685
Record UpdatedSep 20, 2026

March 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST JOHNS FL
Recording DateMar 28, 2023
Property Address40 OARSMAN CROSSING DR, SAINT AUGUSTINE, FL 32095-9103
Document Number0057301685
Book / Page5730 / 1685
Map ReferenceMB 111 PG 1-7
Instrument DateMar 17, 2023
Instrument2023023045
Transaction TypeTransfer
Record UpdatedFeb 12, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address19712 2ND DR SE, BOTHELL, WA 98012-7052

Transferred To (Grantee/Buyer)

NameVerified Name
Address19712 2ND DR SE, BOTHELL, WA 98012-7052

January 2023: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionST JOHNS FL
Recording DateJan 3, 2023
Property Address40 OARSMAN CROSSING DR, SAINT AUGUSTINE, FL 32095-9103
Document Number0056880390
Book / Page5688 / 390
Map ReferenceMB 111 PG 1-7
Instrument DateDec 29, 2022
Instrument2023000023
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 12, 2024
Title CompanyDHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,410.80
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4220 RACE TRACK RD # RD100, RD100, ST JOHNS, FL 32259-2084

Transferred To (Grantee/Buyer)

NameVerified Name
Address40 OARSMAN CROSSING DR, SAINT AUGUSTINE, FL 32095-9103

Mortgage

Document Number0005688391
DateJan 3, 2023
Instrument5688/391
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2053
Interest
Rate TypeAdjustable Rate
Rate6.25%
Type Change DateJan 1, 2033
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change11.2%
IndexOther
Max Rate11.2%

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$251,009 (-4.42%) Land $60,000 Building $191,009$251,009 (-4.42%) Land $60,000 Building $191,009
2025$5,325.00 (+4.82%)$262,622 (-2.34%)$262,622 (-2.34%) Land $65,000 Building $197,622
2024$5,080.00 (+0.1%)$268,907 (-)$268,907 (-) Land $70,000 Building $198,907
2023$5,075.00 (+181.79%)$268,907 (+616.7%)$268,907 (+616.7%) Land $70,000 Building $198,907
2022$1,801.00$37,520$37,520 Land $37,520

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 206 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies206 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 60% of the US · lower than 65% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEA MAJOR GRID
serves 826,664 people · EPA ID FL2161328
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

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