45 Oakdale, Irvine, CA 92604 Property Records

Orange County property record for 45 Oakdale, Irvine, CA 92604

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,808 sqft · built 1977
Lot Size	0.131 acres (5,720 sqft)
Owner	2 Company Names on Record
Tax Bill	$236 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`451-521-52`

Property Details

APN / Parcel Number

Primary APN	`451-521-52`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,808 sqft Living Area
1st Floor Area	1,808 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Lot Area	5,720 sqft (0.131 acres)
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	45 OAKDALE
City	IRVINE
State	CA
Zip	92604-3262
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 9486 BLK LOT 37
Legal Subdivision	TRACT 9486
Legal Tract	9486
Legal Lot Number	37
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	2
Census Block	2000
Census Tract	52511

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	45 OAKDALE, IRVINE, CA 92604-3262
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2026	Deed of Trust, Mortgage · Line of Credit SCHOOLSFIRST FEDERAL CREDIT UNION
Dec 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage SCHOOLSFIRST FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Apr 23, 1996
Transfer Doc	0000214730
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Recording Date	Apr 1, 2026
Property Address	45 OAKDALE, IRVINE, CA 92604-3262
Document Number	0000092870
Instrument Date	Mar 10, 2026
Instrument	202692870
Transaction Type	Mortgage
Record Updated	Jul 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust, 212
Address	45 OAKDALE, IRVINE, CA 92604-3262

Mortgage

Document Number	0000092870,
Date	Apr 1, 2026
Instrument	202692870

Lender

Name	SCHOOLSFIRST FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.09%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	45 OAKDALE, IRVINE, CA 92604-3262
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 OAKDALE, IRVINE, CA 92604-3262

Mortgage

Document Number	0000774305
Date	Dec 30, 2020
Instrument	2020000774305

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Irvine City
Unified School District	Irvine Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$184,696 (+2%) Land $64,871 Building $119,825
2025	$236.00 (-20.27%) Disabled Person's exemption Veteran's exemption	$181,075 (+4.04%) Land $63,599 Building $117,476
2023	$296.00 (-83.91%) Homeowner's exemption	$174,045 Land $61,130 Building $112,915
2022	$1,840.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 707 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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