45 Northrup Ave, Excelsior, MN 55331 Property Records

Hennepin County property record for 45 Northrup Ave, Excelsior, MN 55331 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.75 ba · 1,553 sqft · built 1950
Lot Size0.18 acres (7,841 sqft)
Owner2 Individual Names on File
Last Sale$500,000 (Apr 2017)
Tax Bill$7,054 (2025)
Deeds & MortgagesJan 2021 Mortgage
Apr 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN28-117-23-43-0041

Property Details

APN / Parcel Number

Primary APN28-117-23-43-0041

Interior

Bedrooms3 Beds
Full Baths1.75 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,553 sqft Living Area
Gross Area2,755 sqft
1st Floor Area1,553 sqft
Basement Area932 sqft
Family RoomFamily Room
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1983
Architectural StyleRanch
Exterior MaterialWood
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,841 sqft (0.18 acres)
Lot Dimensions135 ft deep x 60 ft wide
View / LotLake Front
Garage TypeAttached
Garage Area270 sqft
Deck Area464 sqft
Patio Area544 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemFloor/Wall Furnace
Heating FuelElectric

Location & Zoning

Street Address45 NORTHRUP AVE
CityEXCELSIOR
StateMN
Zip55331-8575
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 015 A MANITOU HARBOR NW60X135
Legal Range23
Legal Township117
Legal Section28
Legal Quarter43
Legal SubdivisionMANITOU HARBOR
Legal Block1
Legal Lot Number15
JurisdictionHENNEPIN MN
Township / Civil DivisionTONKA BAY
Census Block Group1
Census Block1009
Census Tract27501

Owner

Source: Hennepin County records · APN 28-117-23-43-0041

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address45 NORTHRUP AVE, EXCELSIOR, MN 55331-8575
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 22, 2021Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE AFFINITY LLC
Apr 06, 2017Grant Deed, Transfer · Conventional Mortgage
PHH HM LNS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 06, 2017 · Amount on Record
Deed SaleApr 06, 2017 · Amount on Record
Prior SaleMar 31, 2009 · Amount on Record
Deed Document Number201710426699
Record UpdatedSep 20, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENNEPIN MN
Property Address45 NORTHRUP AVE, EXCELSIOR, MN 55331-8575
Transaction TypeMortgage
Record UpdatedFeb 18, 2021
Title CompanyRAVENSWOOD TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0A10904743
DateJan 22, 2021
InstrumentA10904743
Lender
NameGUARANTEED RATE AFFINITY LLC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueFeb 01, 2041

April 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionHENNEPIN MN
Recording DateApr 06, 2017
Property Address45 NORTHRUP AVE, EXCELSIOR, MN 55331-8575
Document Number0010426699
Instrument DateMar 30, 2017
Instrument10426699
Transaction TypeTransfer
Record UpdatedApr 19, 2017
Title CompanyBURNET TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,700.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address45 NORTHRUP AVE EXCELSIOR MN 553318575, EXCELSIOR, MN 55331-8575

Mortgage

Document Number10426700
DateApr 06, 2017
Instrument10426700
Lender
NamePHH HM LNS
TypeFunding / Finance Company
AddressEDINA, MN 55435
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 05, 2047

Tax Assessment & Valuation

Source: Hennepin County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyHennepin County
MunicipalityTonka Bay City
Unified School DistrictMinnetonka Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,054.00 (+46.14%)$606,600 (+32.16%) Land $602,000 Building $4,600$606,600 (+32.16%) Land $602,000 Building $4,600
2023$4,827.00
2022$459,000 Land $453,000 Building $6,000$459,000 Land $453,000 Building $6,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hennepin County (27053C), updated December 25, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 270530275011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Nearby Flood Claims4 (1987–2017)
Claims Outside the SFHA1 of 4
Most Recent ClaimAug 2017, river or lake flooding
Claims By Storm
  • Severe Storms, Tornadoes & Flooding, Jul 1987 · 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 166 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Lumen TechnologiesFiber2,000 / 1,000
Mediacom CommunicationsCable1,000 / 50
VerizonFixed Wireless300 / 20
AT&TFixed Wireless100 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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