20 Northrup Ave, Excelsior, MN 55331 Property Records

Hennepin County property record for 20 Northrup Ave, Excelsior, MN 55331 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.25 ba · 2,306 sqft · built 2006
Lot Size	0.32 acres (13,939 sqft)
Owner	Individual Name on File
Last Sale	$1,125,000 (May 2026)
Tax Bill	$10,046 (2025)
Deeds & Mortgages	May 2026 Sale Jul 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-117-23-43-0035`

Property Details

APN / Parcel Number

Primary APN	`28-117-23-43-0035`

Interior

Bedrooms	4 Beds
Full Baths	3.25 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,306 sqft Living Area
Gross Area	4,068 sqft
1st Floor Area	1,370 sqft
2nd Floor Area	936 sqft
Basement Area	1,066 sqft
Family Room	Family Room
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2016
Exterior Material	Composition/Composite
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	13,939 sqft (0.32 acres)
Lot Dimensions	96 ft deep x 11 ft wide
View / Lot	Lake
Garage Type	Attached
Garage Area	696 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	116 sqft
Deck Area	174 sqft
Patio Area	174 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Space Heater

Location & Zoning

Street Address	20 NORTHRUP AVE
City	EXCELSIOR
State	MN
Zip	55331-8574
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 001 A MANITOU HARBOR LOTS 1 AND 2 SE129X96X107X139
Legal Range	23
Legal Township	117
Legal Section	28
Legal Quarter	43
Legal Subdivision	MANITOU HARBOR
Legal Block	1
Legal Lot Number	1
Jurisdiction	HENNEPIN MN
Township / Civil Division	TONKA BAY
Census Block Group	1
Census Block	1006
Census Tract	27501

Owner

Source: Hennepin County records · APN 28-117-23-43-0035

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	20 NORTHRUP AVE, EXCELSIOR, MN 55331-8574
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 06, 2026	Warranty Deed, Transfer PAN AMERICAN TITLE COMPANY, ALL AMERICAN TITLE COMPANY
Jul 27, 2021	Warranty Deed, Transfer · Conventional Mortgage ALERUS FINANCIAL NA
Sep 30, 2020	Deed of Trust, Mortgage · Line of Credit WINGS FIN'L CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 06, 2026 · Amount on Record
Deed Sale	May 06, 2026 · Amount on Record
Prior Sale	Jul 27, 2021 · Amount on Record
Deed Document Number	20266199609
Prior Transfer Date	Mar 24, 1999
Prior Transfer Doc	0000697451
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	May 06, 2026
Property Address	20 NORTHRUP AVE, EXCELSIOR, MN 55331-8574
Document Number	0006199609
Instrument Date	Apr 21, 2026
Instrument	2026.6199609
Transaction Type	Transfer
Record Updated	May 21, 2026
Title Company	PAN AMERICAN TITLE COMPANY, ALL AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$386,325.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 NORTHRUP AVE, EXCELSIOR, MN 55331-8574

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Jul 27, 2021
Property Address	20 NORTHRUP AVE, EXCELSIOR, MN 55331-8574
Document Number	0T05860648
Instrument Date	Jul 23, 2021
Instrument	T05860648
Transaction Type	Transfer
Record Updated	Aug 15, 2022
Title Company	WATERMARK TITLE AGENCY LLC, WATERMARK TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,597.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	20 NORTHRUP AVE, EXCELSIOR, MN 55331-8574

Mortgage

Document Number	0T05860649
Date	Jul 27, 2021
Instrument	T05860649

Lender

Name	ALERUS FINANCIAL NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	20 NORTHRUP AVE, EXCELSIOR, MN 55331-8574
Document Number	0005754706
Instrument Date	Sep 30, 2020
Transaction Type	Mortgage
Record Updated	Oct 30, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20 NORTHRUP AVE EXCELSIOR MN 553318574, EXCELSIOR, MN 55331-8574

Mortgage

Document Number	0005754706
Date	Oct 06, 2020
Instrument	5754706

Lender

Name	WINGS FIN'L CU
Address	APPLE VALLEY, MN 55124

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Oct 05, 2035

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hennepin County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Tonka Bay City
Unified School District	Minnetonka Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,046.00 (+5.29%)	$830,500 (+1.65%) Land $262,000 Building $568,500	$830,500 (+1.65%) Land $262,000 Building $568,500
2024	$9,541.00 (+15.59%)	$817,000 (+10.11%) Land $262,000 Building $555,000	$817,000 (+10.11%) Land $262,000 Building $555,000
2023	$8,254.00 Homeowner's exemption
2022		$742,000 Land $240,000 Building $502,000	$742,000 Land $240,000 Building $502,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hennepin County (27053C), updated December 25, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 270530275011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Claims	4 (1987–2017)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Aug 2017, river or lake flooding
Claims By Storm	Severe Storms, Tornadoes & Flooding, Jul 1987 · 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 166 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Lumen Technologies	Fiber	2,000 / 1,000
Mediacom Communications	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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