Erie County and West Seneca Town property record for 45 Nancycrest Ln, Buffalo, NY 14224
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,176 sqft · built 1961 |
| Lot Size | 0.216 acres (9,384 sqft) |
| Owner | 2 Individuals on Record |
| Last Sale | $134,900 (Feb 2020) |
| Tax Bill | $2,444 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Mar 2026 Refinance + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-011-421 |
| Primary APN | 32-011-421 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,176 sqft Living Area |
| 1st Floor Area | 1,176 sqft |
| Game Room | Game Room |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1966 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Lot Area | 9,384 sqft (0.216 acres) |
| Lot Dimensions | 138 ft deep x 68 ft wide |
| Garage Type | Attached |
| Garage Area | 620 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 32-011-421 |
|---|---|
| Street Address | 45 NANCYCREST LN |
| City | BUFFALO |
| State | NY |
| Zip | 14224-3831 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 05 - COMME |
| Legal Description | MC-1852 SL-271 (FL-362) FISHER COURT S/D 68 X 138.12 |
| Legal Subdivision | BUFFALO CREEK RESERVATION |
| Legal Block | 9 |
| Legal Lot Number | 7.000 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | WEST SENECA |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 12001 |
Source: Erie County and West Seneca Town assessment roll, as of May 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individuals on Record |
|---|---|
| Mailing Address | 45 NANCYCREST LN, BUFFALO, NY 14224-3831 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Mar 10, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Mar 12, 2026 | Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE LLC |
| Mar 7, 2023 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Jan 31, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Nov 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Feb 3, 2020 | Deed, Transfer · Conventional Mortgage 1ST PRIORITY MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 3, 2020 · Amount on Record |
| Deed Sale | Feb 3, 2020 · Amount on Record |
| Deed Document Number | 20202020025906 |
| Deed Book / Page | 11356 / 5142 |
| Last Transfer Date | Jan 27, 2025 |
| Transfer Doc | 0114423506 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 45 NANCYCREST LN, BUFFALO, NY 14224-3831 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|---|
| Address | 45 NANCYCREST LN, WEST SENECA, NY 14224-3831 |
| Document Number | 0141925155 |
|---|---|
| Date | Mar 10, 2026 |
| Book Page | 14192/5155 |
| Instrument | 2026043702 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 324 Months |
| Due | Mar 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 45 NANCYCREST LN, BUFFALO, NY 14224-3831 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|---|
| Address | 45 NANCYCREST LN, WEST SENECA, NY 14224-3831 |
| Document Number | 0114583273 |
|---|---|
| Date | Mar 12, 2026 |
| Book Page | 11458/3273 |
| Instrument | 2026045270 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 324 Months |
| Due | Mar 1, 2053 |
| Rate | 6.12% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 45 NANCYCREST LN, BUFFALO, NY 14224-3831 |
| Transaction Type | Mortgage |
| Record Updated | Jul 3, 2023 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 45 NANCYCREST LN, WEST SENECA, NY 14224-3831 |
| Document Number | 0140844619 |
|---|---|
| Date | Mar 7, 2023 |
| Book Page | 14084/4619 |
| Instrument | 2023040612 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Jan 23, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 45 NANCYCREST LN, BUFFALO, NY 14224-3831 |
| Transaction Type | Mortgage |
| Record Updated | Mar 8, 2022 |
| Name | Verified Name |
|---|---|
| Address | 45 NANCYCREST LN, WEST SENECA, NY 14224-3831 |
| Document Number | 0140380168 |
|---|---|
| Date | Jan 31, 2022 |
| Book Page | 14038/168 |
| Instrument | 2022020499 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 45 NANCYCREST LN, BUFFALO, NY 14224-3831 |
| Transaction Type | Mortgage |
| Record Updated | Dec 30, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 45 NANCYCREST LN, BUFFALO, NY 14224-3831 |
| Document Number | 0140251479 |
|---|---|
| Date | Nov 12, 2021 |
| Book Page | 14025/1479 |
| Instrument | 2021225888 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Feb 3, 2020 |
| Property Address | 45 NANCYCREST LN, BUFFALO, NY 14224-3831 |
| Document Number | 0113565142 |
| Book / Page | 11356 / 5142 |
| Instrument Date | Jan 30, 2020 |
| Instrument | 2020025906 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2022 |
| Title Company | STEWART TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $540.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3626 LAKEVIEW AVE, 3626, BLASDELL, NY 14219-1424 |
| Name | Verified Name |
|---|---|
| Address | 45 NANCYCREST LN, WEST SENECA, NY 14224-3831 |
| Document Number | 2020025907 |
|---|---|
| Date | Feb 3, 2020 |
| Instrument | 2020025907 |
| Name | 1ST PRIORITY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2050 |
Source: Erie County and West Seneca Town assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| County Subdivision | West Seneca Town |
| Unified School District | West Seneca Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,444.00 (-50.91%) | $53,400 (-) Land $5,800 Building $47,600 | $222,500 (+4.17%) Land $24,167 Building $198,333 |
| 2024 | $4,979.00 (+66.08%) | $53,400 (-) Land $5,800 Building $47,600 | $213,600 (+4%) Land $23,200 Building $190,400 |
| 2023 | $53,400 Land $5,800 Building $47,600 | $205,385 Land $22,308 Building $183,077 | |
| 2019 | $2,998.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ECWA DIRECT public/private · serves 313,380 people · EPA ID NY1400443 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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