45 N Lorel Ave, Chicago, IL 60644 Property Records

Cook County property record for 45 N Lorel Ave, Chicago, IL 60644

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,621 sqft · built 1898
Lot Size	0.087 acres (3,790 sqft)
Owner	2 Individual Names on Record
Tax Bill	$640 (2023)
Deeds & Mortgages	Aug 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`16-09-322-004`

Property Details

APN / Parcel Number

Primary APN	`16-09-322-004`
Alternative APN	`16-09-322-004-0000`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,621 sqft Living Area

Exterior

Year Built	Built 1898
Effective Year Built	Effective 1900
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	3,790 sqft (0.087 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	45 N LOREL AVE
City	CHICAGO
State	IL
Zip	60644-3339
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-3
Legal Description	(SUBDIVISION) LT 1 WILBUR R DAVIS SUB PT ALLEY VAC & LYING E OF & ADJ LT1 PT WH EH LYING S S LN WASHINGTON BLVD EX ALLEY DEDI
Legal Range	13E
Legal Township	39N
Legal Section	09
Legal Subdivision	DAVIS SUB
Legal Lot Number	1
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	1
Census Block	1012
Census Tract	251900

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	45 N LOREL AVE, CHICAGO, IL 60644-3339
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 29, 1997
Transfer Doc	0000000366
Record Updated	Oct 29, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	45 N LOREL AVE, CHICAGO, IL 60644-3339
Document Number	1725749118
Instrument Date	Aug 24, 2017
Transaction Type	Mortgage
Record Updated	Sep 27, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	45 N LOREL AVE CHICAGO IL 606443339, CHICAGO, IL 60644-3339

Mortgage

Document Number	1725749118
Date	Sep 14, 2017
Instrument	25749118

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Sep 13, 2027

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$22,000 (+144.47%) Land $4,548 Building $17,452	$220,000 (+144.47%) Land $45,480 Building $174,520
2023	$640.00 (+9.59%)
2022	$584.00 Homeowner's exemption Senior Citizen's exemption	$8,999 Land $3,600 Building $5,399	$89,990 Land $36,000 Building $53,990

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,015 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

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