38 N Lorel Ave, Chicago, IL 60644 Property Records

Cook County property record for 38 N Lorel Ave, Chicago, IL 60644

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,592 sqft · built 1898
Lot Size	0.119 acres (5,180 sqft)
Owner	Individual Name on Record
Deeds & Mortgages	Sep 2020 Mortgage Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-09-321-021`

Property Details

APN / Parcel Number

Primary APN	`16-09-321-021`
Alternative APN	`16-09-321-021-0000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,592 sqft Living Area
1st Floor Area	1,592 sqft

Exterior

Year Built	Built 1898
Effective Year Built	Effective 1900
Architectural Style	Bungalow
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	5,180 sqft (0.119 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric

Location & Zoning

Street Address	38 N LOREL AVE
City	CHICAGO
State	IL
Zip	60644-3338
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-3
Legal Description	F A (HILLS)(MADISON) ST ADD SUB WH EX W 136.9FT N 270 FT & ALL PT SW SW LYING E OF E LINE OF WILLOW AVE EX N 270 FT WH SE SW
Legal Range	13E
Legal Township	39N
Legal Section	09
Legal Subdivision	HILLS MADISON
Legal Block	2
Legal Lot Number	37
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	1
Census Block	1011
Census Tract	251900

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	38 N LOREL AVE, CHICAGO, IL 60644-3338
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS
Sep 28, 2019	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 15, 2003
Transfer Doc	0000002262
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	38 N LOREL AVE, CHICAGO, IL 60644-3338
Document Number	2030920407
Instrument Date	Sep 18, 2020
Transaction Type	Mortgage
Record Updated	Nov 19, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 N LOREL AVE CHICAGO IL 606443338, CHICAGO, IL 60644-3338

Mortgage

Document Number	2030920407
Date	Nov 4, 2020
Instrument	30920407

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 3, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	38 N LOREL AVE, CHICAGO, IL 60644-3338
Document Number	1928113082
Instrument Date	Sep 28, 2019
Transaction Type	Mortgage
Record Updated	Oct 21, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 N LOREL AVE CHICAGO IL 606443338, CHICAGO, IL 60644-3338

Mortgage

Document Number	1928113082
Date	Oct 8, 2019
Instrument	28113082

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 7, 2049

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$16,100 (+168.38%) Land $6,216 Building $9,884	$161,000 (+168.38%) Land $62,160 Building $98,840
2022	Homeowner's exemption	$5,999 Land $3,170 Building $2,829	$59,990 Land $31,700 Building $28,290

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,015 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

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