Erie County and Amherst Town property record for 45 Morningside Ln, Buffalo, NY 14221
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 2,169 sqft · built 1946 |
| Lot Size | 0.207 acres (9,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $250,000 (Jan 2020) |
| Tax Bill | $7,110 (2026) |
| Deeds & Mortgages | Nov 2023 Line of Credit Mar 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 142289 68.15-6-13 |
| Primary APN | 142289 68.15-6-13 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,169 sqft Living Area |
| 1st Floor Area | 1,430 sqft |
| Upper Floors Area | 595 sqft |
| Basement Area | 144 sqft |
| Finished Basement | 144 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1946 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 9,000 sqft (0.207 acres) |
| Lot Dimensions | 120 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 144 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 45 MORNINGSIDE LN |
|---|---|
| City | BUFFALO |
| State | NY |
| Zip | 14221-5032 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1614 62 9 12 7 MORNINGSIDE SUB |
| Legal Subdivision | HOLLAND LAND COMPANYS SURVEY |
| Legal Block | 6 |
| Legal Lot Number | 13.000 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | AMHERST |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 9402 |
Source: Erie County and Amherst Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 45 MORNINGSIDE LN, BUFFALO, NY 14221-5032 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 17, 2023 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Mar 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Dec 17, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Jan 31, 2020 | Warranty Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 31, 2020 · Amount on Record |
| Deed Sale | Jan 31, 2020 · Amount on Record |
| Prior Sale | Nov 9, 2012 · Amount on Record |
| Deed Document Number | 202024471 |
| Deed Book / Page | 11356 / 4148 |
| Prior Transfer Date | Mar 16, 2007 |
| Prior Transfer Doc | 0111266927 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 45 MORNINGSIDE LN, BUFFALO, NY 14221-5032 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2023 |
| Name | Verified Name |
|---|---|
| Address | 45 MORNINGSIDE LN, WILLIAMSVILLE, NY 14221-5032 |
| Document Number | 0141106206 |
|---|---|
| Date | Nov 17, 2023 |
| Book Page | 14110/6206 |
| Instrument | 2023197926 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 3, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 45 MORNINGSIDE LN, BUFFALO, NY 14221-5032 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2022 |
| Name | Verified Name |
|---|---|
| Address | 45 MORNINGSIDE LN, AMHERST, NY 14221-5032 |
| Document Number | 0139855667 |
|---|---|
| Date | Mar 17, 2021 |
| Book Page | 13985/5667 |
| Instrument | 2021051109 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Dec 17, 2020 |
| Property Address | 45 MORNINGSIDE LN, BUFFALO, NY 14221-5032 |
| Document Number | 0113713653 |
| Book / Page | 011371 / 003653 |
| Instrument Date | Dec 17, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jan 12, 2021 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 45 MORNINGSIDE LN WILLIAMSVILLE NY 142215032, WILLIAMSVILLE, NY 14221-5032 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Jan 31, 2020 |
| Property Address | 45 MORNINGSIDE LN, BUFFALO, NY 14221-5032 |
| Document Number | 0113564148 |
| Book / Page | 11356 / 4148 |
| Instrument Date | Jan 31, 2020 |
| Instrument | 2020024471 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2022 |
| Title Company | CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,000.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 45 MOMINGSIDE LANE, 45, WILLIAMSVILLE, NY 14221 |
| Name | Verified Name |
|---|---|
| Address | 45 MORNINGSIDE LN, WILLIAMSVILLE, NY 14221-5032 |
| Document Number | 2020024472 |
|---|---|
| Date | Jan 31, 2020 |
| Instrument | 2020024472 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2050 |
Source: Erie County and Amherst Town assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| County Subdivision | Amherst Town |
| Unified School District | Williamsville Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,110.00 (+126%) | ||
| 2025 | $3,146.00 (-55.76%) | $328,000 (-) Land $47,500 Building $280,500 | $331,300 (+1.01%) Land $47,978 Building $283,322 |
| 2024 | $7,112.00 (+21.08%) | $328,000 (+49.09%) Land $47,500 Building $280,500 | $328,000 (-7.56%) Land $47,500 Building $280,500 |
| 2023 | $220,000 Land $40,300 Building $179,700 | $354,839 Land $65,000 Building $289,839 | |
| 2019 | $5,874.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (1979–1985) |
| Most Recent Claim | Feb 1985 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ECWA DIRECT public/private · serves 313,380 people · EPA ID NY1400443 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures