Carroll County property record for 45 Monroe St, Westminster, MD 21157
| Property Type | Residential Multi-Family (5+ Units) |
|---|---|
| Details | 2.5 ba · 8,372 sqft · built 1972 |
| Lot Size | 29.5 acres (1,286,762 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $289,493 (2023) |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-003072 |
| Primary APN | 07-003072 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Units | 6 Units |
| Stories | 1 Story |
| Building Area | 8,372 sqft Total Area |
| 1st Floor Area | 9,500 sqft |
| Upper Floors Area | 2,881 sqft |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Fire Resistance | Masonry Walls, Wood Interior |
| Roof Type | Flat |
| Roof Material | Built-Up Asphalt |
| Lot Area | 1,286,762 sqft (29.5 acres) |
| Garage Type | Attached |
| Garage Area | 378 sqft |
| Shed | 1 Shed |
| Shed Area | 2,400 sqft |
| Total Buildings | 6 Buildings |
| Cooling System | Package A/C |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 003072 |
|---|---|
| Street Address | 45 MONROE ST |
| City | WESTMINSTER |
| State | MD |
| Zip | 21157-4562 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Residential Multi-Family (5+ Units) |
| Local Zoning Code | R-750 |
| Legal Description | 29.54 ACS 45 MONROE ST WESTMINSTER |
| Legal Subdivision | WESTMINSTER |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 7, WESTMINSTER |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 507601 |
Source: Carroll County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 43 MONROE ST, WESTMINSTER, MD 21157-4562 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jan 6, 2010 |
| Transfer Doc | 0060790439 |
| Record Updated | Sep 20, 2026 |
Source: Carroll County assessment roll, as of August 5, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Municipality | Westminster City |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $19,634,500 (+4.44%) Land $2,211,500 Building $17,423,000 | $19,634,500 (-) Land $2,211,500 Building $17,423,000 | |
| 2025 | $18,799,600 (+9.75%) | $19,634,500 (+14.62%) Land $2,211,500 Building $17,423,000 | |
| 2023 | $289,493.00 Additional exemption filed | $17,129,800 Land $2,211,500 Building $14,918,300 | $17,129,800 Land $2,211,500 Building $14,918,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1990–1996) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jan 1996 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WESTMINSTER serves 35,256 people · EPA ID MD0060015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Ting Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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