21 Monroe St, Westminster, MD 21157 Property Records

Carroll County property record for 21 Monroe St, Westminster, MD 21157

Property Summary

Property Type	Townhouse
Details	1 ba · 900 sqft · built 1961
Lot Size	0.098 acres (4,257 sqft)
Owner	Individual Name on File
Last Sale	$199,000 (Aug 2007)
Tax Bill	$2,500 (2026)
Deeds & Mortgages	Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-054971`

Property Details

APN / Parcel Number

Primary APN	`07-054971`
Alternative APNs	`7054971` `054971`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	900 sqft Total Area

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Townhouse
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	4,257 sqft (0.098 acres)
Lot Dimensions	132 ft deep x 33 ft wide
Porch	Slab
Porch Area	60 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	054971
Street Address	21 MONROE ST
City	WESTMINSTER
State	MD
Zip	21157-4511
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R-750
Legal Description	LT - 4257 SF N/S MONROE ST WESTMINSTER
Legal Subdivision	WESTMINSTER
Jurisdiction	CARROLL MD
Township / Civil Division	7, WESTMINSTER
Census Block Group	3
Census Block	3022
Census Tract	507601

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Westminster Historic District (Additional Documentation) listed 1980 · 1,246 contributing resources · NRIS 80001804

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

21 Monroe St, a townhouse, is owned and occupied by an individual who bought it in August 2007.

Source: Carroll County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	21 MONROE ST, WESTMINSTER, MD 21157-4511
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 2, 2007 · Amount on File
Deed Sale	Aug 2, 2007 · Amount on File
Prior Sale	May 22, 2003
Deed Document Number	200770338
Deed Book / Page	5311 / 171
Transfer Doc	0000013934
Record Updated	Oct 29, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	21 MONROE ST, WESTMINSTER, MD 21157-4511
Document Number	0088670001
Book / Page	008867 / 000001
Instrument Date	Nov 9, 2017
Transaction Type	Mortgage
Record Updated	Dec 6, 2017
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 MONROE ST WESTMINSTER MD 211574511, WESTMINSTER, MD 21157-4511

Mortgage

Document Number	0088670001
Date	Nov 16, 2017
Book Page	008867/000001

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Amount	Amount on Record
Term	180 Months
Due	Nov 15, 2032

Tax Assessment & Valuation

The 2026 property tax bill for 21 Monroe St was $2,500, up 6.1% from the year before.

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Municipality	Westminster City
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,500.00 (+6.11%)	$148,800 Land $60,000 Building $88,800	$148,800 Land $60,000 Building $88,800
2025	$2,356.00
2023	$2,082.00	$123,200 Land $60,000 Building $63,200	$123,200 Land $60,000 Building $63,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21 Monroe St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1990–1996)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jan 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21 Monroe St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WESTMINSTER serves 35,256 people · EPA ID MD0060015
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ting Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20