Essex County and Cedar Grove Township property record for 45 Monroe St, Cedar Grove, NJ 07009
| Property Type | Single Family Home |
|---|---|
| Details | 2,866 sqft · built 2016 |
| Lot Size | 0.231 acres (10,080 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $17,148 (2025) |
| Deeds & Mortgages | Feb 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-00222-0000-00007 |
| Primary APN | 04-00222-0000-00007 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,866 sqft Living Area |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Construction Type | Frame |
| Lot Area | 10,080 sqft (0.231 acres) |
| Lot Dimensions | 116 ft deep x 83 ft wide |
| Garage Type | Attached |
| Old Parcel Number | 040022200007 |
|---|---|
| Street Address | 45 MONROE ST |
| City | CEDAR GROVE |
| State | NJ |
| Zip | 07009-1511 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-10 |
| Legal Description | 10078 SQ FT |
| Legal Subdivision | GREAT NOTCH ESTATES |
| Legal Block | 222 |
| Legal Lot Number | 7 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | CEDAR GROVE |
| Census Block Group | 6 |
| Census Block | 6006 |
| Census Tract | 21400 |
Source: Essex County and Cedar Grove Township records, as of July 2, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 45 MONROE ST, CEDAR GROVE, NJ 07009-1511 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Feb 14, 2025 |
| Transfer Doc | 0000016206 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 45 MONROE ST, CEDAR GROVE, NJ 07009-1511 |
| Document Number | 0000021314 |
| Instrument Date | Feb 20, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2018 |
| Title Company | AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 45 MONROE ST CEDAR GROVE NJ 070091511, CEDAR GROVE, NJ 07009-1511 |
| Document Number | 0000021314 |
|---|---|
| Date | Mar 8, 2017 |
| Instrument | 21314 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 7, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Essex County and Cedar Grove Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Cedar Grove Township |
| Unified School District | Cedar Grove Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $917,200 (+41.65%) Land $305,900 Building $611,300 | $917,200 (+41.65%) Land $305,900 Building $611,300 | |
| 2025 | $17,148.00 (+2.84%) Veteran's exemption | $647,500 (-) Land $240,000 Building $407,500 | $647,500 (-) Land $240,000 Building $407,500 |
| 2024 | $16,675.00 (+1.98%) | ||
| 2023 | $647,500 Land $240,000 Building $407,500 | $647,500 Land $240,000 Building $407,500 | |
| 2022 | $16,351.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 87% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CEDAR GROVE WATER DEPT serves 12,900 people · EPA ID NJ0704001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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