Essex County and Cedar Grove Township property record for 35 Monroe St, Cedar Grove, NJ 07009
| Property Type | Single Family Home |
|---|---|
| Details | 1,898 sqft · built 1949 |
| Lot Size | 0.193 acres (8,416 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $565,000 (Nov 2022) |
| Tax Bill | $12,476 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Nov 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-00222-0000-00005 |
| Primary APN | 04-00222-0000-00005 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,898 sqft Living Area |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Construction Type | Frame |
| Lot Area | 8,416 sqft (0.193 acres) |
| Lot Dimensions | 153 ft deep x 55 ft wide |
| Garage Type | Detached |
| Old Parcel Number | 040022200005 |
|---|---|
| Street Address | 35 MONROE ST |
| City | CEDAR GROVE |
| State | NJ |
| Zip | 07009-1511 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 55X153 |
| Legal Block | 222 |
| Legal Lot Number | 5 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | CEDAR GROVE |
| Census Block Group | 6 |
| Census Block | 6006 |
| Census Tract | 21400 |
35 Monroe St is owned and occupied by two individuals who bought it in November 2022.
Source: Essex County and Cedar Grove Township records, as of July 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 35 MONROE ST, CEDAR GROVE, NJ 07009-1511 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 23, 2025 | Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP |
| Nov 21, 2022 | Deed, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 21, 2022 · Amount on File |
| Deed Sale | Nov 21, 2022 · Amount on File |
| Prior Sale | Jun 7, 1993 · Amount on File |
| Deed Document Number | 2022101712 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 35 MONROE ST, CEDAR GROVE, NJ 07009-1511 |
| Transaction Type | Mortgage |
| Record Updated | Jan 22, 2026 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 35 MONROE ST, CEDAR GROVE, NJ 07009-1511 |
| Document Number | 0000080191 |
|---|---|
| Date | Dec 23, 2025 |
| Instrument | 2025080191 |
| Name | PROVIDENT FUNDING ASSOCIATES LP |
|---|---|
| Type | Mortgage Company |
| Address | CEDAR GROVE, NJ 07009 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Nov 21, 2022 |
| Property Address | 35 MONROE ST, CEDAR GROVE, NJ 07009-1511 |
| Document Number | 0000101712 |
| Instrument Date | Nov 18, 2022 |
| Instrument | 2022101712 |
| Transaction Type | Transfer |
| Record Updated | Dec 20, 2022 |
| Title Company | NOT AVAILABLE, GREEN HILL STLMT SVCS LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,412.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 100 SHERMAN AVE, CEDAR GROVE, NJ 07009-1729 |
| Name | Verified Name |
|---|---|
| Address | 35 MONROE ST, CEDAR GROVE, NJ 07009-1511 |
| Document Number | 0000101713 |
|---|---|
| Date | Nov 21, 2022 |
| Instrument | 2022101713 |
| Name | PROVIDENT FUNDING ASSOCIATES LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2052 |
The 2025 property tax bill for 35 Monroe St was $12,476, up 2.8% from the year before.
Source: Essex County and Cedar Grove Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Cedar Grove Township |
| Unified School District | Cedar Grove Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $693,500 (+49.36%) Land $301,700 Building $391,800 | $693,500 (+49.36%) Land $301,700 Building $391,800 | |
| 2025 | $12,476.00 (+2.8%) | $464,300 Land $236,500 Building $227,800 | $464,300 Land $236,500 Building $227,800 |
| 2024 | $12,136.00 | ||
| 2023 | $464,300 Land $236,500 Building $227,800 | $464,300 Land $236,500 Building $227,800 | |
| 2022 | $11,904.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 35 Monroe St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 35 Monroe St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CEDAR GROVE WATER DEPT serves 12,900 people · EPA ID NJ0704001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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