44 Monroe Ave, Elgin, IL 60123 Property Records

Kane County property record for 44 Monroe Ave, Elgin, IL 60123 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms1.5 Baths
Year BuiltBuilt 1913
Square Footage1,720 sqft Living Area
Lot Size10,032 sqft (0.23 acres)
OccupancyOwner Occupied
Last Sale$285,000 (2026)
Tax Bill$7,002.00 (2025)

Property Details

APN / Parcel Number

Primary APN06-14-302-016

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Partial Baths1 Partial Baths
Total Rooms8 Rooms
Building Area1,720 sqft Living Area
Gross Area2,712 sqft Gross Area
Basement Area992 sqft Basement
Stories2 Stories

Exterior

Year BuiltBuilt 1913
Effective Year BuiltEffective 1913
Construction TypeFrame Construction
Lot Area10,032 sqft (0.23 acres)
Depth X Width132 ft x 76 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeDetached Garage

Utilities and HVAC

Cooling SystemNone Cooling
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address44 MONROE AVE
CityELGIN
StateIL
Zip60123-5244
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionCRIGHTON PARK ADDN SOUTH 13 FT LOT 3 & ALL OF LOT 6 BLOCK 6
Legal SubdivisionCRIGHTON PARK ADDN
Legal Block6
Legal Lot Number3,6
JurisdictionKANE IL
Minor Civil DivisionELGIN
Census Blockgroup4
Census Block4022
Census Tract851101

Owner

Source: Kane County records · APN 06-14-302-016

Assessment roll updated December 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address714 DIVISION ST, SOUTH ELGIN, IL 60177-1164
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 28, 2021Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
CROSSCOUNTRY MORTGAGE LLC
Apr 07, 2026Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
UNITED WHOLESALE MORTGAGE
Jun 16, 2020Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 07, 2026 · Amount on Record
Deed SaleApr 07, 2026 · Amount on Record
Prior SaleJun 16, 2020 · Amount on Record
Deed Doc Number202613709
Prior Transfer DateAug 27, 2003
Prior Transfer Doc0000190596
Record RefreshedSep 20, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address44 MONROE AVE, ELGIN, IL 60123-5244
Transaction TypeMortgage
Record UpdatedApr 15, 2026
Title CompanyFIRST SOURCE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000057760
DateJul 28, 2021
Instrument2021K057760
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
AddressBRECKSVILLE, OH 44141
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2051
Interest
Rate TypeFixed Rate
Rate2.5%

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateApr 07, 2026
Property Address44 MONROE AVE, ELGIN, IL 60123-5244
Document Number0000013709
Instrument DateApr 03, 2026
Instrument202613709
Transaction TypeTransfer
Record UpdatedApr 15, 2026
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$43,177.50
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address714 DIVISION ST, SOUTH ELGIN, IL 60177-1164

Mortgage

Document Number0000013710,
DateApr 07, 2026
Instrument202613710
Lender
NameUNITED WHOLESALE MORTGAGE
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2056
Interest
Rate6.17%
Max Rate-1%

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateJun 16, 2020
Property Address44 MONROE AVE, ELGIN, IL 60123-5244
Document Number0000031528
Instrument DateApr 17, 2020
Instrument2020K031528
Transaction TypeTransfer
Record UpdatedAug 05, 2022
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$196.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address44 MONROE AVE, 44, ELGIN, IL 60123-5244

Transferred To (Grantee/Buyer)

NameVerified Name
Address44 MONROE AVE, ELGIN, IL 60123-5244

Mortgage

Document Number0000031529
DateJun 16, 2020
Instrument2020K031529
Lender
NameCROSSCOUNTRY MORTGAGE INC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term359 Months
DueMay 01, 2050

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$7,002.00 (+4.27%) Homeowner's exemption
2024$6,715.00 (+11.08%)$91,916 (+21.39%) Land $18,878 Building $73,038$275,858 (+21.44%) Land $56,657 Building $219,202
2022$6,045.00 (+4.58%) Homeowner's exemption$75,717 (+6.96%) Land $15,551 Building $60,166$227,151 (+6.96%) Land $46,653 Building $180,498
2021$5,780.00 Homeowner's exemption$70,790 Land $14,539 Building $56,251$212,370 Land $43,617 Building $168,753

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