45 Mill St, Fairfield, NJ 07004 Property Records

Essex County and Fairfield Township property record for 45 Mill St, Fairfield, NJ 07004

Property Summary

Property Type	Single Family Home
Details	2,592 sqft · built 1952
Lot Size	0.541 acres (23,579 sqft)
Owner	2 Individual Names on Record
Last Sale	$566,000 (Dec 2020)
Tax Bill	$12,786 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-02001-0000-00008`

Property Details

APN / Parcel Number

Primary APN	`07-02001-0000-00008`
Alternative APNs	`070200100008` `00000530`

Interior

Stories	1 Story
Building Area	2,592 sqft Living Area
1st Floor Area	2,592 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Exterior Material	Brick
Construction Type	Brick
Lot Area	23,579 sqft (0.541 acres)
Lot Dimensions	180 ft deep x 131 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	00000530
Street Address	45 MILL ST
City	FAIRFIELD
State	NJ
Zip	07004-3825
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	131X180
Legal Subdivision	GREENBROOK GARDENS
Legal Block	2001
Legal Lot Number	8
Jurisdiction	ESSEX NJ
Township / Civil Division	FAIRFIELD
Census Block Group	1
Census Block	1017
Census Tract	21601

Owner

Source: Essex County and Fairfield Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	45 MILL ST, FAIRFIELD, NJ 07004-3825
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 18, 2020 · Amount on Record
Deed Sale	Dec 18, 2020 · Amount on Record
Prior Sale	Sep 3, 2002 · Amount on Record
Deed Document Number	2020127296
Record Updated	Sep 20, 2026

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Dec 18, 2020
Property Address	45 MILL ST, FAIRFIELD, NJ 07004-3825
Document Number	0000127296
Instrument Date	Nov 25, 2020
Instrument	127296
Transaction Type	Transfer
Record Updated	Jan 20, 2021
Title Company	RIVERSIDE TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$566.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	45 MILL ST FAIRFIELD NJ 070043825, FAIRFIELD, NJ 07004-3825

Mortgage

Document Number	127297
Date	Dec 18, 2020
Instrument	127297

Lender

Name	FIRST ALLIANCE HM MTG
Type	Mortgage Company
Address	CRANFORD, NJ 07016

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 17, 2050

Tax Assessment & Valuation

Source: Essex County and Fairfield Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Fairfield Township
Elementary School District	Fairfield Township School District (KG - 06)
Secondary School District	West Essex Regional School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$614,400 (-) Land $351,000 Building $263,400	$614,400 (-) Land $351,000 Building $263,400
2025	$12,786.00 (-2.57%)	$614,400 (-) Land $351,000 Building $263,400	$614,400 (-) Land $351,000 Building $263,400
2024	$13,123.00 (+6.64%)
2023		$614,400 Land $351,000 Building $263,400	$614,400 Land $351,000 Building $263,400
2022	$12,306.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 69 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	73 units insured incl. 4 condo units
Nearby Flood Claims	84 (1978–2023)
Claims Outside the SFHA	5 of 84
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 33 claims Severe Storms And Flooding, Mar 2010 · 8 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 87% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIRFIELD WATER DEPT serves 7,400 people · EPA ID NJ0707001
Water Source	Purchased surface water from PASSAIC VALLEY WATER COMMISSION
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20