27 Mill St, Fairfield, NJ 07004 Property Records

Essex County and Fairfield Township property record for 27 Mill St, Fairfield, NJ 07004

Property Summary

Property TypeSingle Family Home
Details4,077 sqft · built 2005
Lot Size0.344 acres (15,002 sqft)
Owner2 Individual Names on File
Last Sale$1,255,000 (Dec 2022)
Tax Bill$20,331 (2025)
Deeds & MortgagesDec 2022 Sale
Aug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN07-02002-0000-00001-02

Property Details

APN / Parcel Number

Primary APN07-02002-0000-00001-02
Alternative APN
  • 07020020000000010002

Interior

Stories2 Stories
Building Area4,077 sqft Living Area

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleCape Cod
Exterior MaterialWood
Construction TypeWood
Lot Area15,002 sqft (0.344 acres)
Lot Dimensions150 ft deep x 100 ft wide

Location & Zoning

Old Parcel Number07020020000000010002
Street Address27 MILL ST
CityFAIRFIELD
StateNJ
Zip07004-3825
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Description100X150
Legal SubdivisionMILL STREET/FAIRFIELD
Legal Block2002
Legal Lot Number1.2
JurisdictionESSEX NJ
Township / Civil DivisionFAIRFIELD
Census Block Group1
Census Block1017
Census Tract21601

Owner

27 Mill St is owned and occupied by two individuals who bought it in December 2022.

Source: Essex County and Fairfield Township records, as of July 2, 2026

Owner of Record2 Individual Names on File
Mailing Address27 MILL ST, FAIRFIELD, NJ 07004-3825
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 19, 2022Deed, Transfer
METRO W TITLE AGENCY, METRO TITLE AGENCY
Aug 14, 2020Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 19, 2022 · Amount on File
Deed SaleDec 19, 2022 · Amount on File
Prior SaleFeb 22, 2005 · Amount on File
Deed Document Number2022107952
Record UpdatedOct 29, 2026

December 2022: Deed, Transfer

Document TypeDeed
JurisdictionESSEX NJ
Recording DateDec 19, 2022
Property Address27 MILL ST, FAIRFIELD, NJ 07004-3825
Document Number0000107952
Instrument DateDec 16, 2022
Instrument2022107952
Transaction TypeTransfer
Record UpdatedJan 17, 2023
Title CompanyMETRO W TITLE AGENCY, METRO TITLE AGENCY

Transaction

AmountAmount on Record
Tax$3,137.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address295 SAINT ANDREWS CT, WINCHESTER, VA 22602-2394

Transferred To (Grantee/Buyer)

NameVerified Name
Address27 MILL ST, FAIRFIELD, NJ 07004-3825

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESSEX NJ
Property Address27 MILL ST, FAIRFIELD, NJ 07004-3825
Document Number0000093161
Instrument DateAug 14, 2020
Transaction TypeMortgage
Record UpdatedOct 7, 2020
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

NameVerified Name
Address27 MILL ST FAIRFIELD NJ 070043825, FAIRFIELD, NJ 07004-3825

Mortgage

Document Number0000093161
DateSep 24, 2020
Instrument93161
Lender
NameHUD-HOUSING/URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term84 Months
DueSep 23, 2027

Tax Assessment & Valuation

The 2025 property tax bill for 27 Mill St was $20,331, down 2.6% from the year before.

Source: Essex County and Fairfield Township assessment roll, as of July 2, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyEssex County
County SubdivisionFairfield Township
Elementary School DistrictFairfield Township School District (KG - 06)
Secondary School DistrictWest Essex Regional School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$977,000 (-) Land $334,000 Building $643,000$977,000 (-) Land $334,000 Building $643,000
2025$20,331.00 (-2.57%)$977,000 Land $334,000 Building $643,000$977,000 Land $334,000 Building $643,000
2024$20,868.00
2023$977,000 Land $334,000 Building $643,000$977,000 Land $334,000 Building $643,000
2022$19,569.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 27 Mill St in Zone X, an area of minimal flood risk, though there have been 84 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 69 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies73 units insured
incl. 4 condo units
Nearby Flood Claims84 (1978–2023)
Claims Outside the SFHA5 of 84
Most Recent ClaimDec 2023 · rainfall accumulation
Claims by Event
  • Hurricane Irene, Aug 2011 · 33 claims
  • Severe Storms And Flooding, Mar 2010 · 8 claims
  • Severe Storms And Inland And Coastal Flooding, Apr 2007 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 27 Mill St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 87% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFAIRFIELD WATER DEPT
serves 7,400 people · EPA ID NJ0707001
Water SourcePurchased surface water from PASSAIC VALLEY WATER COMMISSION
Last State InspectionSep 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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