Berkshire County and Adams Town property record for 45 Mill St, Adams, MA 01220
| Property Type | Duplex |
|---|---|
| Details | 5 bd · 2 ba · 2,376 sqft · built 1900 |
| Lot Size | 0.09 acres (3,920 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $105,000 (Feb 2005) |
| Tax Bill | $2,643 (2025) |
| Deeds & Mortgages | Feb 2017 Line of Credit |
| APN | M:000112 P:0031.2 |
| Primary APN | M:000112 P:0031.2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 2,376 sqft Living Area |
| 1st Floor Area | 1,188 sqft |
| Basement Area | 1,188 sqft |
| Unfinished Basement | 1,188 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1928 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,920 sqft (0.09 acres) |
| Heating System | Space Heater |
|---|---|
| Heating Fuel | Gas |
| Account Number | 41120000000312 |
|---|---|
| Street Address | 45 MILL ST |
| City | ADAMS |
| State | MA |
| Zip | 01220-1569 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R4 |
| Legal Lot Number | 312 |
| Jurisdiction | ADAMS MA |
| Township / Civil Division | ADAMS |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 922200 |
45 Mill St, a duplex, is owned by two individuals who bought it in February 2005.
Source: Berkshire County and Adams Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 224 OLD MAIN RD, SAVOY, MA 01256-9502 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 16, 2005 · Amount on File |
| Deed Sale | Feb 16, 2005 · Amount on File |
| Prior Sale | Oct 21, 1992 · Amount on File |
| Deed Document Number | 20051451 |
| Deed Book / Page | 1193 / 293 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS MA |
| Property Address | 45 MILL ST, ADAMS, MA 01220-1569 |
| Document Number | 1617-635 |
| Book / Page | 001617 / 000635 |
| Instrument Date | Feb 21, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 21, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Document Number | 1617-635 |
|---|---|
| Date | Feb 27, 2017 |
| Book Page | 001617/000635 |
| Instrument | 1002 |
| Name | GREYLOCK FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Feb 26, 2042 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 45 Mill St was $2,643, up 6.3% from the year before.
Source: Berkshire County and Adams Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Berkshire County |
| County Subdivision | Adams Town |
| Unified School District | Hoosac Valley School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,643.00 (+6.27%) | $155,400 (+9.59%) Land $31,000 Building $124,400 | $204,741 |
| 2024 | $2,487.00 (+7.52%) | $141,800 (+13.71%) Land $29,000 Building $112,800 | |
| 2023 | $2,313.00 | $124,700 Land $26,700 Building $98,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 45 Mill St; there have been 5 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (1981–2011) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Aug 2011 · Tropical Storm Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 45 Mill St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ADAMS FIRE DISTRICT serves 7,945 people · EPA ID MA1004000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
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