35 Mill St, Adams, MA 01220 Property Records

Berkshire County and Adams Town property record for 35 Mill St, Adams, MA 01220

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 2,436 sqft · built 1900
Lot Size	0.08 acres (3,485 sqft)
Owner	Individual Name on File
Last Sale	$230,000 (Dec 2023)
Tax Bill	$2,829 (2025)
Deeds & Mortgages	Apr 2024 Refinance Dec 2023 Sale + 3 more
APN	`41120000000460`

Property Details

APN / Parcel Number

Primary APN	`41120000000460`
Alternative APNs	`ADAM M:1120 B:0000 L:00460` `M:000112 P:000046`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	13 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,436 sqft Living Area
1st Floor Area	1,218 sqft
Basement Area	1,218 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1942
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,485 sqft (0.08 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	41120000000460
Street Address	35 MILL ST
City	ADAMS
State	MA
Zip	01220
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	B2
Legal Lot Number	460
Jurisdiction	ADAMS MA
Township / Civil Division	ADAMS
Census Block Group	3
Census Block	3002
Census Tract	922100

Owner

35 Mill St, a duplex, is owned by an individual who bought it in December 2023.

Source: Berkshire County and Adams Town records, as of April 14, 2026

Owner of Record	Individual Name on File
Mailing Address	5 MILL ST, ADAMS, MA 01220-1552
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance NORMAN DELLAGHELFA JR
Dec 15, 2023	Redemption Deed, Transfer
Dec 14, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage GREYLOCK FCU
Aug 19, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance ALAN J RIGHI
Aug 23, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance ROBERTA DELLAGHELFA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 14, 2023 · Amount on File
Deed Sale	Dec 14, 2023 · Amount on File
Prior Sale	Mar 7, 2001 · Amount on File
Deed Document Number	20236852
Deed Book / Page	1843 / 975
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS MA
Property Address	35 MILL ST, ADAMS, MA 01220-1569
Transaction Type	Mortgage
Record Updated	May 10, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001853-737
Date	Apr 24, 2024
Book Page	1853/737
Instrument	2030

Lender

Name	NORMAN DELLAGHELFA JR

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	109 Months
Due	May 1, 2033

December 2023: Redemption Deed, Transfer

Document Type	Redemption Deed
Jurisdiction	ADAMS MA
Recording Date	Dec 15, 2023
Property Address	35 MILL ST, ADAMS, MA 01220-1569
Document Number	001844-257
Book / Page	1844 / 257
Instrument Date	Dec 14, 2023
Instrument	6914
Transaction Type	Transfer
Record Updated	Dec 29, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

December 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ADAMS MA
Recording Date	Dec 14, 2023
Property Address	35 MILL ST, ADAMS, MA 01220-1569
Document Number	001843-975
Book / Page	1843 / 975
Instrument Date	Dec 14, 2023
Instrument	6852
Transaction Type	Transfer
Record Updated	Dec 29, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 MILL ST, ADAMS, MA 01220-1552

Mortgage

Document Number	0000006853
Date	Dec 14, 2023
Instrument	6853

Lender

Name	GREYLOCK FCU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.38%
Type Change Date	Jan 1, 2029
Max Rate At Change	3%
Index	1-Year CMT
Margin	3

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS MA
Property Address	35 MILL ST, ADAMS, MA 01220-1569
Transaction Type	Mortgage
Record Updated	Jun 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001690-264
Date	Aug 19, 2019
Book Page	1690/264
Instrument	4360

Lender

Name	ALAN J RIGHI

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS MA
Property Address	35 MILL ST, ADAMS, MA 01220-1569
Transaction Type	Mortgage
Record Updated	Jun 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001690-823
Date	Aug 23, 2019
Book Page	1690/823
Instrument	4488

Lender

Name	ROBERTA DELLAGHELFA

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	229 Months
Due	Sep 1, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 35 Mill St was $2,829, up 6.2% from the year before.

Source: Berkshire County and Adams Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Berkshire County
County Subdivision	Adams Town
Unified School District	Hoosac Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$2,829.00 (+6.23%)	$166,300 (+9.55%) Land $28,700 Building $137,600
2024	$2,663.00 (+7.12%)	$151,800 (+13.28%) Land $26,900 Building $124,900
2023	$2,486.00	$134,000 Land $24,800 Building $109,200

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA has no flood map on file for 35 Mill St.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 35 Mill St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADAMS FIRE DISTRICT serves 7,945 people · EPA ID MA1004000
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 483 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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