45 Merrimac Ave, Springfield, MA 01104 Property Records

Hampden County and Springfield City property record for 45 Merrimac Ave, Springfield, MA 01104

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,164 sqft · built 1927
Lot Size	0.113 acres (4,922 sqft)
Owner	2 Individual Names on File
Last Sale	$190,000 (Oct 2023)
Tax Bill	$3,525 (2026)
Deeds & Mortgages	Dec 2025 Mortgage Oct 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:08570 P:0102`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:08570 P:0102`
Alternative APN	`85700102`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,164 sqft Living Area
1st Floor Area	624 sqft

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	4,922 sqft (0.113 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	85700102
Street Address	45 MERRIMAC AVE
City	SPRINGFIELD
State	MA
Zip	01104-2717
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	2
Census Block	2013
Census Tract	800300

Owner

45 Merrimac Ave is owned and occupied by two individuals who acquired it in December 2025.

Source: Hampden County and Springfield City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	45 MERRIMAC AVE, SPRINGFIELD, MA 01104-2717
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2025	Warranty Deed, Transfer · Conventional Mortgage 1ST NATIONAL BANK
Oct 27, 2023	Fiduciary Deed, Transfer · Stand-Alone First Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 2023 · Amount on File
Deed Sale	Oct 27, 2023 · Amount on File
Prior Sale	Aug 30, 2012 · Amount on File
Deed Document Number	202351119
Deed Book / Page	25206 / 6
Last Transfer Date	Dec 9, 2025
Transfer Doc	026150-388
Record Updated	Oct 29, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Dec 15, 2025
Property Address	45 MERRIMAC AVE, SPRINGFIELD, MA 01104-2717
Document Number	026150-388
Book / Page	26150 / 388
Instrument Date	Dec 9, 2025
Instrument	59938
Transaction Type	Transfer
Record Updated	Jan 7, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	45 MERRIMAC AVE, SPRINGFIELD, MA 01104-2717

Mortgage

Document Number	0000059939
Date	Dec 15, 2025
Instrument	59939

Lender

Name	1ST NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

October 2023: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Oct 27, 2023
Property Address	45 MERRIMAC AVE, SPRINGFIELD, MA 01104-2717
Document Number	00025206-6
Book / Page	25206 / 6
Instrument Date	Oct 26, 2023
Instrument	51119
Transaction Type	Transfer
Record Updated	Nov 10, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 MOORELAND ST, SPRINGFIELD, MA 01104-1826
Investor	Possibly a Property Investor

Mortgage

Document Number	0000051120
Date	Oct 27, 2023
Instrument	51120

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 45 Merrimac Ave was $3,525, down 2.1% from the year before.

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,525.00 (-2.06%)	$228,000 (-0.65%) Land $35,700 Building $192,300	$259,648 (+14.98%)
2025	$3,599.00	$229,500 Land $37,100 Building $192,400	$225,815 (+26.3%)
2024			$178,790
2023	$2,740.00	$160,700 Land $32,900 Building $127,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45 Merrimac Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 45 Merrimac Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 621 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Nearby Properties on Merrimac Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures