41 Merrimac Ave, Springfield, MA 01104 Property Records

Hampden County and Springfield City property record for 41 Merrimac Ave, Springfield, MA 01104

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,734 sqft · built 2012
Lot Size	0.107 acres (4,657 sqft)
Owner	Individual Name on File
Last Sale	$239,500 (Jan 2020)
Tax Bill	$4,701 (2026)
Deeds & Mortgages	Sep 2022 Refinance Jan 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:08570 P:0103`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:08570 P:0103`
Alternative APN	`85700103`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,734 sqft Living Area
1st Floor Area	689 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	4,657 sqft (0.107 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	85700103
Street Address	41 MERRIMAC AVE
City	SPRINGFIELD
State	MA
Zip	01104-2717
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	2
Census Block	2013
Census Tract	800300

Owner

41 Merrimac Ave is owned and occupied by an individual who bought it in January 2020.

Source: Hampden County and Springfield City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	41 MERRIMAC AVE, SPRINGFIELD, MA 01104-2717
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance PENNYMAC LOAN SERVICES LLC
Jan 21, 2020	Quit Claim Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Dec 6, 2019	Quit Claim Deed, Transfer · Line of Credit PINNACLE FINANCIAL SERVICES LLC
Jan 7, 2019	Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 21, 2020 · Amount on File
Deed Sale	Jan 21, 2020 · Amount on File
Prior Sale	Dec 6, 2019 · Amount on File
Deed Document Number	20203428
Deed Book / Page	23053 / 88
Prior Transfer Date	Feb 19, 2019
Prior Transfer Doc	22987-579
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	41 MERRIMAC AVE, SPRINGFIELD, MA 01104-2717
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024717-40
Date	Sep 8, 2022
Book Page	24717/40
Instrument	54423

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Jan 21, 2020
Property Address	41 MERRIMAC AVE, SPRINGFIELD, MA 01104-2717
Document Number	23053-88
Book / Page	23053 / 88
Instrument Date	Jan 21, 2020
Instrument	3428
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 MERRIMAC AVE, SPRINGFIELD, MA 01104-2717

Mortgage

Document Number	3429
Date	Jan 21, 2020
Instrument	3429

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Dec 6, 2019
Property Address	41 MERRIMAC AVE, SPRINGFIELD, MA 01104-2717
Document Number	22987-579
Book / Page	22987 / 579
Instrument Date	Feb 19, 2019
Instrument	72066
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	517 IDEAL LN UNIT 402, 402, LUDLOW, MA 01056-2933

Mortgage

Document Number	72067
Date	Dec 6, 2019
Instrument	72067

Lender

Name	PINNACLE FINANCIAL SERVICES LLC

Agreement

Type	Line of Credit
Amount	Amount on Record

January 2019: Foreclosure

Document Type	Foreclosure
Jurisdiction	SPRINGFIELD MA
Recording Date	Jan 7, 2019
Property Address	41 MERRIMAC AVE, SPRINGFIELD, MA 01104-2717
Document Number	22512-227
Book / Page	022512 / 000227
Instrument Date	Dec 7, 2018
Instrument	784
Transaction Type	Foreclosure
Record Updated	Jan 29, 2019

Transaction

Amount	Amount on Record
Tax	$808.36
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4801 FREDERICA ST OWENSBORO KY 423017441, OWENSBORO, KY 42301-7441

Tax Assessment & Valuation

The 2026 property tax bill for 41 Merrimac Ave was $4,701, down 4.6% from the year before.

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,701.00 (-4.59%)	$304,100 (-3.21%) Land $35,300 Building $268,800	$340,533 (+0.1%)
2025	$4,927.00	$314,200 Land $36,800 Building $277,400	$340,195 (+2.31%)
2024			$332,500
2023	$4,730.00	$277,400 Land $32,600 Building $244,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 41 Merrimac Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 41 Merrimac Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 621 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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