45 Memory Ln, Schenectady, NY 12306 Property Records

Schenectady County and Rotterdam Town property record for 45 Memory Ln, Schenectady, NY 12306 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	1.5 Baths
Year Built	Built 2000
Square Footage	1,947 sqft Living Area
Lot Size	9,583 sqft (0.22 acres)
Occupancy	Owner Occupied
Last Sale	$233,000 (2020)
Tax Bill	$6,439.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`422800 58.16-8-30`
Alternative APN	`280005801600080300000000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Building Area	1,947 sqft Living Area
1st Floor	1,609 sqft 1st Floor
Basement Area	338 sqft Basement
Finished Basement	338 sqft Finished
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1970
Effective Year Built	Effective 2000
Architectural Style	Split Level Style
Exterior Material	Aluminum/Vinyl Exterior
Lot Area	9,583 sqft (0.22 acres)
Depth X Width	130 ft x 75 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Attached Garage
Garage Area	364 sqft Garage
Porch Area	150 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating
Heating Fuel	Gas Heating Fuel
Sewage	Septic Sewage
Water Source	Commercial Water Source

Location & Zoning

Street Address	45 MEMORY LN
City	SCHENECTADY
State	NY
Zip	12306-3437
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	R,G,BF,FP,SPLT,PR COL CREST #3-116 7.-520-16
Legal Subdivision	COLONIAL CREST
Legal Block	8
Legal Lot Number	30.000
Jurisdiction	SCHENECTADY NY
Minor Civil Division	ROTTERDAM
Census Blockgroup	1
Census Block	1030
Census Tract	33003

Owner

Source: Schenectady County and Rotterdam Town records · APN 422800 58.16-8-30

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	45 MEMORY LN, SCHENECTADY, NY 12306-3437
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 21, 2020 · Amount on Record
Deed Sale	Sep 21, 2020 · Amount on Record
Deed Doc Number	202028194
Deed Book / Page	2041 / 874
Record Refreshed	Jun 08, 2026

September 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Sep 21, 2020
Property Address	45 MEMORY LN, SCHENECTADY, NY 12306-3437
Document Number	0000028194
Book / Page	2041 / 874
Instrument Date	Sep 17, 2020
Instrument	202028194
Transaction Type	Transfer
Record Updated	May 10, 2022
Title Company	WFG NATIONAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$932.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	985 DIVIDE VIEW DR, 985, GOLDEN, CO 80403-9787

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1533 SANTA FE ST, SCHENECTADY, NY 12303-1337

Mortgage

Document Number	0000028195
Date	Sep 21, 2020
Instrument	202028195

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2050

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Rotterdam Town
Unified School District	Schalmont Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,439.00	$200,000 (-) Land $16,500 Building $183,500	$307,700 (+16.91%) Land $25,385 Building $282,315
2023		$200,000 Land $16,500 Building $183,500	$263,200 Land $21,714 Building $241,486

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of New York
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.