40 Memory Ln, Schenectady, NY 12306 Property Records

Schenectady County and Rotterdam Town property record for 40 Memory Ln, Schenectady, NY 12306 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 1985
Square Footage	2,170 sqft Living Area
Lot Size	12,632 sqft (0.29 acres)
Occupancy	Owner Occupied
Last Sale	$194,670 (2017)
Tax Bill	$9,231.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`422800 58.15-8-17`
Alternative APN	`280005801500080170000000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	2,170 sqft Living Area
1st Floor	1,676 sqft 1st Floor
Upper Floors	286 sqft Upper Floors
Basement Area	494 sqft Basement
Finished Basement	494 sqft Finished
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1985
Architectural Style	Split Level Style
Exterior Material	Aluminum/Vinyl Exterior
Lot Area	12,632 sqft (0.29 acres)
Depth X Width	130 ft x 96 ft Depth x Width
Garage Type	Basement Garage
Pool Type	Above-Ground Pool Pool Type
Porch Area	200 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating
Heating Fuel	Gas Heating Fuel
Sewage	Septic Sewage
Water Source	Commercial Water Source

Location & Zoning

Street Address	40 MEMORY LN
City	SCHENECTADY
State	NY
Zip	12306-3440
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	R,G2,BF,FP,SPLT COL CREST #3 - 160 7.-521-2
Legal Subdivision	COLONIAL CREST
Legal Block	8
Legal Lot Number	17.000
Jurisdiction	SCHENECTADY NY
Minor Civil Division	ROTTERDAM
Census Blockgroup	1
Census Block	1018
Census Tract	33003

Owner

Source: Schenectady County and Rotterdam Town records · APN 422800 58.15-8-17

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	40 MEMORY LN, SCHENECTADY, NY 12306-3440
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 26, 2017 · Amount on Record
Deed Sale	Jun 26, 2017 · Amount on Record
Deed Doc Number	201728266
Deed Book / Page	1965 / 707
Record Refreshed	Jun 08, 2026

June 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Jun 26, 2017
Property Address	40 MEMORY LN, SCHENECTADY, NY 12306-3440
Document Number	0000028266
Book / Page	1965 / 707
Instrument Date	May 19, 2017
Instrument	201728266
Transaction Type	Transfer
Record Updated	May 10, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$780.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	40 MEMORY LN, 40, SCHENECTADY, NY 12306-3440

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety
Address	527 RIVERSIDE AVE, SCOTIA, NY 12302-1706

Mortgage

Document Number	0000028269
Date	Jun 26, 2017
Book Page	4768/955
Instrument	201728269

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company
Address	ALBANY, NY 12205

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2047

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Rotterdam Town
Unified School District	Schalmont Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,231.00	$230,000 (-) Land $21,800 Building $208,200	$353,800 (+16.92%) Land $33,534 Building $320,266
2023		$230,000 Land $21,800 Building $208,200	$302,600 Land $28,681 Building $273,919

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of New York
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.