45 Memory Ln, Laconia, NH 03246 Property Records

Belknap County and Laconia City property record for 45 Memory Ln, Laconia, NH 03246

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 912 sqft · built 2011
Owner	Individual Name on Record
Last Sale	$490,000 (Sep 2022)
Tax Bill	$3,967 (2025)
Deeds & Mortgages	Sep 2022 Sale Nov 2020 Line of Credit
APN	`11978`

Property Details

APN / Parcel Number

Primary APN	`11978`
Alternative APN	`LACO M:157 B:528 L:5 U:7`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	912 sqft Living Area
Gross Area	1,944 sqft
1st Floor Area	912 sqft
Basement Area	912 sqft
Unfinished Basement	912 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	11978
Street Address	45 MEMORY LN
City	LACONIA
State	NH
Zip	03246-4910
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CR
Legal Block	528
Legal Lot Number	5
Jurisdiction	LACONIA CITY NH
Township / Civil Division	LACONIA
Census Block Group	5
Census Block	5001
Census Tract	966100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the New Hampshire Veterans' Association Historic District listed 1980 · 19 contributing resources · NRIS 80000267

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Belknap County and Laconia City records, as of April 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	45 MEMORY LN, LACONIA, NH 03246-4910
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2022	Warranty Deed, Transfer
Nov 13, 2020	Deed of Trust, Mortgage · Line of Credit MEREDITH VLG SVGS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 6, 2022 · Amount on Record
Deed Sale	Sep 6, 2022 · Amount on Record
Prior Sale	Oct 6, 2015 · Amount on Record
Deed Document Number	202210064
Deed Book / Page	3528 / 548
Record Updated	Jun 8, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LACONIA CITY NH
Recording Date	Sep 6, 2022
Property Address	45 MEMORY LN, LACONIA, NH 03246-4910
Document Number	003528-548
Book / Page	3528 / 548
Instrument Date	Sep 1, 2022
Instrument	2210064
Transaction Type	Transfer
Record Updated	Sep 21, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	227 MEREDITH CENTER RD, MEREDITH, NH 03253-7619

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LACONIA CITY NH
Property Address	45 MEMORY LN, LACONIA, NH 03246-4910
Document Number	0033650731
Instrument Date	Nov 13, 2020
Transaction Type	Mortgage
Record Updated	Dec 8, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 MEMORY LN LACONIA NH 032464910, LACONIA, NH 03246-4910

Mortgage

Document Number	0033650731
Date	Nov 18, 2020
Book Page	003365/000731
Instrument	2014920

Lender

Name	MEREDITH VLG SVGS BK
Type	Federal Savings Bank
Address	MEREDITH, NH 03253

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Nov 17, 2035

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Belknap County and Laconia City assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Belknap County
Municipality	Laconia City
Unified School District	Laconia School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,967.00 (+2.77%)	$305,600 (+10.13%) Building $305,600
2023	$3,860.00 (+3.49%)	$277,500 (+10.47%) Building $277,500
2022	$3,730.00	$251,200 Building $251,200

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LACONIA WATER WORKS serves 17,125 people · EPA ID NH1281010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Breezeline Cable	1,000 / 50

May also be available: Fidium Fiber, Netafy, T-Mobile, Verizon.

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