34 Memory Ln, Laconia, NH 03246 Property Records

Belknap County and Laconia City property record for 34 Memory Ln, Laconia, NH 03246

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,420 sqft · built 2011
Owner	2 Trust Names on File
Last Sale	$560,000 (Aug 2026)
Tax Bill	$4,450 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Jul 2026 Line of Credit + 2 more
APN	`12039`

Property Details

APN / Parcel Number

Primary APN	`12039`
Alternative APN	`LACO M:156 B:528 L:5 U:68`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,420 sqft Living Area
Gross Area	2,793 sqft
1st Floor Area	832 sqft
Basement Area	880 sqft
Unfinished Basement	880 sqft

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Garage Type	Basement
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	12039
Street Address	34 MEMORY LN
City	LACONIA
State	NH
Zip	03246-4911
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CR
Legal Block	528
Legal Lot Number	5
Jurisdiction	LACONIA CITY NH
Township / Civil Division	LACONIA
Census Block Group	5
Census Block	5003
Census Tract	966100

Owner

34 Memory Ln is owner-occupied and held in a trust since August 2026.

Source: Belknap County and Laconia City records, as of September 15, 2026

Owner of Record	2 Trust Names on File
Mailing Address	34 MEMORY LN, LACONIA, NH 03246-4911
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2026	Warranty Deed, Transfer · Conventional Mortgage LEADER BANK NA
Jul 24, 2026	Deed of Trust, Mortgage · Line of Credit VILLAGE SAVINGS BANK
May 11, 2021	Quit Claim Deed, Transfer Quitclaim
Oct 26, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 27, 2026 · Amount on File
Deed Sale	Aug 27, 2026 · Amount on File
Prior Sale	Oct 26, 2018 · Amount on File
Deed Document Number	20262608392
Deed Book / Page	3769 / 880
Prior Transfer Date	May 5, 2021
Prior Transfer Doc	3413-735
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LACONIA CITY NH
Recording Date	Aug 27, 2026
Property Address	34 MEMORY LN, LACONIA, NH 03246-4911
Document Number	0000008392
Book / Page	3769 / 880
Instrument Date	Aug 24, 2026
Instrument	20268392
Transaction Type	Transfer
Record Updated	Sep 15, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 MEMORY LN, LACONIA, NH 03246-4911

Mortgage

Date	Aug 27, 2026

Lender

Name	LEADER BANK NA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Max Rate	-1%

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LACONIA CITY NH
Recording Date	Jul 24, 2026
Property Address	34 MEMORY LN, LACONIA, NH 03246-4911
Document Number	0000007090
Book / Page	3762 / 847
Instrument Date	Jul 20, 2026
Instrument	20267090
Transaction Type	Mortgage
Record Updated	Aug 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 MEMORY LN, LACONIA, NH 03246-4911

Mortgage

Document Number	0000007090,
Date	Jul 24, 2026
Book Page	3762/847
Instrument	20267090

Lender

Name	VILLAGE SAVINGS BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.47%
Initial Type	Adjustable Rate
Max Rate	-1%

May 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LACONIA CITY NH
Recording Date	May 11, 2021
Property Address	34 MEMORY LN, LACONIA, NH 03246-4911
Document Number	3413-735
Book / Page	3413 / 735
Instrument Date	May 5, 2021
Instrument	2106767
Transaction Type	Transfer
Record Updated	May 26, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 MEMORY LN, LACONIA, NH 03246-4911

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LACONIA CITY NH
Recording Date	Oct 26, 2018
Property Address	34 MEMORY LN, LACONIA, NH 03246-4911
Document Number	0032040267
Book / Page	003204 / 000267
Instrument Date	Oct 18, 2018
Instrument	11508
Transaction Type	Transfer
Record Updated	Nov 7, 2018

Transaction

Amount	Amount on Record
Tax	$3,825.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	34 MEMORY LN LACONIA NH 032464911, LACONIA, NH 03246-4911

Tax Assessment & Valuation

The 2025 property tax bill for 34 Memory Ln was $4,450, down 0.5% from the year before.

Source: Belknap County and Laconia City assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Belknap County
Municipality	Laconia City
Unified School District	Laconia School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,450.00 (-0.49%)	$342,800 (+4.48%) Building $342,800
2024	$4,472.00 (+12.67%)	$328,100 (+15%) Building $328,100
2023	$3,969.00 (+2.24%)	$285,300 (+9.14%) Building $285,300
2022	$3,882.00	$261,400 Building $261,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 34 Memory Ln; 1 flood insurance policy is in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 34 Memory Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LACONIA WATER WORKS serves 17,125 people · EPA ID NH1281010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Breezeline Cable	1,000 / 50

May also be available: Fidium Fiber, Netafy, T-Mobile, Verizon.

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