45 Mechanic St, Millburn, NJ 07041 Property Records

Essex County and Millburn Township property record for 45 Mechanic St, Millburn, NJ 07041

Property Summary

Property Type	Single Family Home
Details	3,200 sqft · built 1970
Lot Size	0.154 acres (6,700 sqft)
Owner	2 Individual Names on File
Last Sale	$1,395,000 (May 2022)
Tax Bill	$18,900 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-01002-0000-00011`

Property Details

APN / Parcel Number

Primary APN	`12-01002-0000-00011`
Alternative APNs	`120100200011` `07041`

Interior

Stories	2 Stories
Building Area	3,200 sqft Living Area

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Multi-Family
Exterior Material	Brick
Construction Type	Brick
Lot Area	6,700 sqft (0.154 acres)
Lot Dimensions	100 ft deep x 67 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	45 MECHANIC ST
City	MILLBURN
State	NJ
Zip	07041-1105
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	67X100
Legal Block	1002
Legal Lot Number	11
Jurisdiction	ESSEX NJ
Township / Civil Division	MILLBURN
Census Block Group	2
Census Block	2004
Census Tract	20300

Owner

45 Mechanic St is owned and occupied by two individuals who bought it in May 2022.

Source: Essex County and Millburn Township records, as of July 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	45 MECHANIC ST, MILLBURN, NJ 07041-1105
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 4, 2022	Bargain and Sale Deed, Transfer · Conventional Mortgage US BANK NA
Sep 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA
May 18, 2018	Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 2022 · Amount on File
Deed Sale	May 4, 2022 · Amount on File
Prior Sale	Feb 23, 1998 · Amount on File
Deed Document Number	202244297
Record Updated	Sep 20, 2026

May 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ESSEX NJ
Recording Date	May 4, 2022
Property Address	45 MECHANIC ST, MILLBURN, NJ 07041-1105
Document Number	0000044297
Instrument Date	Apr 28, 2022
Instrument	2022044297
Transaction Type	Transfer
Record Updated	May 17, 2022
Title Company	HUDSON ONE TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,487.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20 OVERLOOK TER, 20, SHORT HILLS, NJ 07078-2519

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 MECHANIC ST, MILLBURN, NJ 07041-1105

Mortgage

Document Number	0000044298
Date	May 4, 2022
Instrument	2022044298

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	45 MECHANIC ST, MILLBURN, NJ 07041-1105
Document Number	0000096962
Instrument Date	Sep 30, 2019
Transaction Type	Mortgage
Record Updated	Oct 28, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 MECHANIC ST MILLBURN NJ 070411105, MILLBURN, NJ 07041-1105

Mortgage

Document Number	0000096962
Date	Oct 11, 2019
Instrument	96962

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 10, 2034

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	May 18, 2018
Property Address	45 MECHANIC ST, MILLBURN, NJ 07041-1105
Document Number	0000043361
Instrument Date	May 14, 2018
Instrument	43361
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$813.40
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 MECHANIC ST MILLBURN NJ 070411105, MILLBURN, NJ 07041-1105

Mortgage

Document Number	43363
Date	May 18, 2018
Instrument	43363

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 17, 2048

Interest

Rate Type	Adjustable Rate
Rate	4%

Tax Assessment & Valuation

The 2025 property tax bill for 45 Mechanic St was $18,900, up 1.9% from the year before.

Source: Essex County and Millburn Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Millburn Township
Unified School District	Millburn Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$936,100 (-) Land $312,400 Building $623,700	$936,100 (-) Land $312,400 Building $623,700
2025	$18,900.00 (+1.87%)	$936,100 Land $312,400 Building $623,700	$936,100 Land $312,400 Building $623,700
2024	$18,553.00
2023		$936,100 Land $312,400 Building $623,700	$936,100 Land $312,400 Building $623,700
2022	$15,915.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45 Mechanic St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 23 individual policies
Nearby Flood Policies	46 units insured incl. 23 condo units
Nearby Flood Claims	24 (1979–2021)
Claims Outside the SFHA	14 of 24
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 9 claims Hurricane Irene, Aug 2011 · 8 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Mechanic St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 87% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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