40 Mechanic St, Millburn, NJ 07041 Property Records

Essex County and Millburn Township property record for 40 Mechanic St, Millburn, NJ 07041

Property Summary

Property TypeSingle Family Home
Details2,696 sqft · built 1905
Lot Size1.02 acres (44,497 sqft)
Owner2 Individual Names on Record
Last Sale$277,500 (Nov 1997)
Tax Bill$17,493 (2025)
Deeds & MortgagesJan 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN12-01003-0000-00020

Property Details

APN / Parcel Number

Primary APN12-01003-0000-00020
Alternative APNs
  • 120100300020
  • 07041

Interior

Stories2 Stories
Building Area2,696 sqft Living Area

Exterior

Year BuiltBuilt 1905
Effective Year BuiltEffective 1905
Architectural StyleMulti-Family
Construction TypeFrame
Lot Area44,497 sqft

Location & Zoning

Street Address40 MECHANIC ST
CityMILLBURN
StateNJ
Zip07041-1106
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description1.0215 AC
Legal Block1003
Legal Lot Number20
JurisdictionESSEX NJ
Township / Civil DivisionMILLBURN
Census Block Group2
Census Block2003
Census Tract20300

Owner

Source: Essex County and Millburn Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address40 MECHANIC ST, MILLBURN, NJ 07041-1106
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 5, 1997 · Amount on Record
Deed SaleNov 5, 1997 · Amount on Record
Prior SaleAug 17, 1988
Deed Book / Page5503 / 422
Prior Transfer DateAug 9, 1988
Prior Transfer Doc5040000405
Record UpdatedSep 20, 2026

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESSEX NJ
Property Address40 MECHANIC ST, MILLBURN, NJ 07041-1106
Document Number0000012082
Instrument DateJan 31, 2017
Transaction TypeMortgage
Record UpdatedAug 28, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address40 MECHANIC ST MILLBURN NJ 070411106, MILLBURN, NJ 07041-1106

Mortgage

Document Number0000012082
DateFeb 8, 2017
Instrument12082
Lender
NameFINANCIAL RSRCS CU
TypeCredit Union
AddressBRIDGEWATER, NJ 08807
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueFeb 7, 2032
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Essex County and Millburn Township assessment roll, as of July 2, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyEssex County
County SubdivisionMillburn Township
Unified School DistrictMillburn Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$866,400 (-) Land $355,700 Building $510,700$866,400 (-) Land $355,700 Building $510,700
2025$17,493.00 (+1.87%)$866,400 (-) Land $355,700 Building $510,700$866,400 (-) Land $355,700 Building $510,700
2024$17,172.00 (+2.01%)
2023$866,400 Land $355,700 Building $510,700$866,400 Land $355,700 Building $510,700
2022$16,834.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 23 individual policies
Nearby Flood Policies46 units insured
incl. 23 condo units
Nearby Flood Claims24 (1979–2021)
Claims Outside the SFHA14 of 24
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 9 claims
  • Hurricane Irene, Aug 2011 · 8 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 87% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - SHORT HILLS
private · serves 217,230 people · EPA ID NJ0712001
Water SourceSurface water
Last State InspectionNov 2022
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
AT&T
Fixed Wireless
100 / 20

May also be available: T-Mobile.

Nearby Properties on Mechanic St

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