45 Mason St, Bluffton, SC 29910 Property Records

Beaufort County property record for 45 Mason St, Bluffton, SC 29910

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 1,828 sqft · built 2018
Lot Size0.289 acres (12,632 sqft)
Owner2 Individual Names on Record
Last Sale$178,000 (Feb 2017)
Tax Bill$17,030 (2025)
Deeds & MortgagesMay 2017 Construction Loan
Feb 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNR61404600000340000

Property Details

APN / Parcel Number

Primary APNR61404600000340000
Alternative APN
  • 13024784

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths2 Half Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,828 sqft Living Area
FireplaceFireplace

Exterior

Year BuiltBuilt 2018
Construction TypeWood
Roof TypeHip
Roof MaterialMetal
Lot Area12,632 sqft (0.289 acres)

Utilities, Heating & Cooling

Heating SystemForced Air
Heating FuelGas

Location & Zoning

Account Number13024784
Old Parcel NumberR61404600000340000
Street Address45 MASON ST
CityBLUFFTON
StateSC
Zip29910-7703
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code6106
Legal DescriptionLOT 326 PALMETTO BLUFF VILLAGE BLOCK E PB114 P107-109
Legal SubdivisionPALMETTO BLUFF S/D
Legal BlockE
Legal Lot Number326
JurisdictionBEAUFORT SC
Township / Civil DivisionBLUFFTON
Census Block Group1
Census Block1141
Census Tract2102

Owner

Source: Beaufort County records, as of March 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address530 ATLANTIC AVE APT 204, 204, BOSTON, MA 02210-2229
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 31, 2017Trustee's Deed, Construction Loan · Construction Mortgage
SOUTH ST BK
Feb 24, 2017Deed, Transfer · ARM
SOUTH STATE BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 24, 2017 · Amount on Record
Deed SaleFeb 24, 2017 · Amount on Record
Prior SaleMay 23, 2008 · Amount on Record
Deed Document Number2017009539
Deed Book / Page3554 / 2865
Record UpdatedJun 8, 2026

May 2017: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionBEAUFORT SC
Recording DateMay 31, 2017
Property Address45 MASON ST, BLUFFTON, SC 29910-7703
Book / Page003579 / 000187
Instrument DateMay 26, 2017
Instrument29103
Transaction TypeConstruction Loan
Record UpdatedJul 26, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address202 FRANKLIN ST MELROSE MA 021761823, MELROSE, MA 02176-1823

Mortgage

Document Number0000029103
DateMay 31, 2017
Book Page003579/000187
Instrument29103
Lender
NameSOUTH ST BK
TypeBank
AddressCHARLESTON, SC 29406
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term360 Months
DueMay 30, 2047
Interest
Rate TypeAdjustable Rate
Rate3.37%

February 2017: Deed, Transfer

Document TypeDeed
JurisdictionBEAUFORT SC
Recording DateFeb 24, 2017
Property Address45 MASON ST, BLUFFTON, SC 29910-7703
Document Number0000009539
Book / Page3554 / 2865
Map ReferenceMB 114 PG 107
Instrument DateFeb 20, 2017
Instrument2017009539
Transaction TypeTransfer
Record UpdatedFeb 22, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$658.60
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address202 FRANKLIN ST, MELROSE, MA 02176-1823

Mortgage

Document Number0000009540
DateFeb 24, 2017
Instrument2017009540
Lender
NameSOUTH STATE BANK
TypeBank
Agreement
TypeARM
AmountAmount Recorded
Term181 Months
DueMar 1, 2032
Interest
Rate TypeAdjustable Rate
Rate4.49%
Type Change DateMar 1, 2019
Change FrequencyAnnually
Min Rate At Change2.49%
Max Rate At Change6.49%
Index1-Year LIBOR
Max Rate10.4%

Tax Assessment & Valuation

Source: Beaufort County assessment roll, as of September 13, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyBeaufort County
MunicipalityBluffton Town
Unified School DistrictBeaufort County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$17,030.00 (+10.28%)$59,510 (+8.73%)
2024$15,443.00$54,730 (-)$1,370,400 (-5.49%) Land $475,000 Building $895,400
2023$15,443.00 (+9.91%)$54,730 (+15%)$1,450,000 (+82.8%) Land $475,000 Building $975,000
2022$14,051.00$47,590$793,200 Land $215,000 Building $578,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 666 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies666 in force
Nearby Flood Claims13 (1991–2021)
Claims Outside the SFHA7 of 13
Most Recent ClaimJun 2021 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 3 claims
  • Hurricane Matthew, Oct 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · above 64% of South Carolina
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBJW&SA
serves 164,829 people · EPA ID SC0720003
Water SourceSurface water
Last State InspectionApr 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Oct 2023
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sparklight
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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