Lake County property record for 38 Marks Dr, Silver Bay, MN 55614
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,113 sqft · built 1980 |
| Lot Size | 0.198 acres (8,640 sqft) |
| Owner | Individual Name on File |
| Last Sale | $250,000 (Aug 2019) |
| Tax Bill | $5,354 (2026) |
| Deeds & Mortgages | Aug 2019 Sale & Mortgage |
| APN | 22-7530-31570 |
| Primary APN | 22-7530-31570 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 1,113 sqft Gross Area |
| 1st Floor Area | 1,113 sqft |
| Basement Area | 500 sqft |
| Finished Basement | 500 sqft |
| Flooring | Tile |
| Interior Walls | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Traditional |
| Exterior Material | Vinyl |
| Construction Type | Wood |
| Roof Material | Tile |
| Lot Area | 8,640 sqft (0.198 acres) |
| Lot Dimensions | 120 ft deep x 72 ft wide |
| Garage Type | Mixed |
| Garage Area | 1,200 sqft |
| Parking Spaces | 5 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
|---|---|
| Porch | Slab |
| Porch Area | 70 sqft |
| Deck Area | 144 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 38 MARKS DR |
|---|---|
| City | SILVER BAY |
| State | MN |
| Zip | 55614-1131 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 57 & 58 BLOCK 31 |
| Legal Subdivision | SILVER BAY 10 DIV |
| Legal Block | 31 |
| Legal Lot Number | 57-58 |
| Jurisdiction | LAKE MN |
| Township / Civil Division | SILVER BAY |
| Census Block Group | 1 |
| Census Block | 1052 |
| Census Tract | 370300 |
38 Marks Dr is owned and occupied by an individual who bought it in August 2019.
Source: Lake County records, as of October 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 38 MARKS DR, SILVER BAY, MN 55614-1131 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 20, 2019 · Amount on File |
| Deed Sale | Aug 20, 2019 · Amount on File |
| Deed Document Number | 201945972 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE MN |
| Recording Date | Aug 20, 2019 |
| Property Address | 38 MARKS DR, SILVER BAY, MN 55614-1131 |
| Document Number | T000045972 |
| Instrument Date | Aug 16, 2019 |
| Instrument | T000045972 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2024 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 38 MARKS DR, SILVER BAY, MN 55614-1131 |
| Document Number | T000045973 |
|---|---|
| Date | Aug 20, 2019 |
| Instrument | T000045973 |
| Name | LAKE BANK |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2049 |
The 2026 property tax bill for 38 Marks Dr was $5,354 with a homeowner's exemption.
Source: Lake County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Lake County |
| Municipality | Silver Bay City |
| Unified School District | Lake Superior Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,354.00 Homeowner's exemption | $424,900 Land $25,000 Building $399,900 | $424,900 Land $25,000 Building $399,900 |
| 2023 | $352,400 Land $25,000 Building $327,400 | $352,400 Land $25,000 Building $327,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 38 Marks Dr; 1 flood insurance policy is in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 38 Marks Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Silver Bay serves 1,826 people · EPA ID MN1380003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zito Media Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
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