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45 Maple St, Ramsey, NJ 07446 Property Records

Bergen County and Ramsey Borough property record for 45 Maple St, Ramsey, NJ 07446 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4,079 sqft · built 1920
Lot Size0.23 acres (10,019 sqft)
Owner2 Individual Names on File
Last Sale$314,500 (Dec 2017)
Tax Bill$18,692 (2025)
Deeds & MortgagesJun 2018 Line of Credit
Dec 2017 Sale
Flood ZoneZone X (minimal risk)
APN48-02911-0000-00019

Property Details

APN / Parcel Number

Primary APN48-02911-0000-00019
Alternative APN
  • 480291100019

Interior

Stories1 Story
Building Area4,079 sqft Living Area
1st Floor Area4,079 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Construction TypeFrame
Lot Area10,019 sqft (0.23 acres)
Lot Dimensions100 ft deep x 100 ft wide
Parking Spaces1 Parking Space

Location & Zoning

Street Address45 MAPLE ST
CityRAMSEY
StateNJ
Zip07446-1822
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description0.230AC
Legal Block2911
Legal Lot Number19
JurisdictionBERGEN NJ
Township / Civil DivisionRAMSEY
Census Block Group3
Census Block3002
Census Tract44201

Owner

Source: Bergen County and Ramsey Borough records · APN 48-02911-0000-00019

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address45 MAPLE ST, RAMSEY, NJ 07446-1822
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 09, 2018Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA
Dec 01, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 01, 2017 · Amount on Record
Deed SaleDec 01, 2017 · Amount on Record
Deed Document Number201717-091256
Deed Book / Page2800 / 1940
Record UpdatedSep 20, 2026

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address45 MAPLE ST, RAMSEY, NJ 07446-1822
Document Number0029932463
Instrument DateJun 09, 2018
Transaction TypeMortgage
Record UpdatedJul 24, 2018
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address45 MAPLE ST RAMSEY NJ 074461822, RAMSEY, NJ 07446-1822

Mortgage

Document Number0029932463
DateJul 11, 2018
Book Page002993/002463
Instrument49247
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJul 10, 2048
Interest
Rate TypeAdjustable Rate

December 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBERGEN NJ
Recording DateDec 01, 2017
Property Address45 MAPLE ST, RAMSEY, NJ 07446-1822
Document Number0028001940
Book / Page002800 / 001940
Instrument DateNov 15, 2017
Transaction TypeTransfer
Record UpdatedJan 03, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$314.00
Amount AccuracyConfirmed
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address45 MAPLE ST RAMSEY NJ 074461822, RAMSEY, NJ 07446-1822

Tax Assessment & Valuation

Source: Bergen County and Ramsey Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityRamsey Borough
Unified School DistrictRamsey Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$922,900 (+1.66%) Land $369,500 Building $553,400$922,900 (+1.66%) Land $369,500 Building $553,400
2025$18,692.00 (-2.65%)$907,800 (+33.42%) Land $359,500 Building $548,300$907,800 (+33.42%) Land $359,500 Building $548,300
2024$19,200.00 (+7.59%)
2023$680,400 Land $298,000 Building $382,400$680,400 Land $298,000 Building $382,400
2022$17,846.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340030442013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 1 individual NFIP policies nearby
Nearby Flood Policies1 in force
1 of 1 on primary residences
Nearby Flood Claims1 (1999)
Most Recent ClaimSep 1999, rainfall accumulation, Hurricane Floyd Major Disaster Declarations

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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