Bergen County and Ramsey Borough property record for 31 Maple St, Ramsey, NJ 07446 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1,511 sqft · built 1929 |
| Lot Size | 0.115 acres (5,009 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $659,500 (Aug 2025) |
| Tax Bill | $10,756 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Aug 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-02911-0000-00017 |
| Primary APN | 48-02911-0000-00017 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,511 sqft Living Area |
| Year Built | Built 1929 |
|---|---|
| Effective Year Built | Effective 1929 |
| Construction Type | Frame |
| Lot Area | 5,009 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 31 MAPLE ST |
|---|---|
| City | RAMSEY |
| State | NJ |
| Zip | 07446-1822 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 0.115AC |
| Legal Subdivision | BOROUGH/RAMSEY |
| Legal Block | 2911 |
| Legal Lot Number | 17 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RAMSEY |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 44201 |
Source: Bergen County and Ramsey Borough records · APN 48-02911-0000-00017
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 31 MAPLE ST, RAMSEY, NJ 07446-1822 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 13, 2026 | Deed of Trust, Mortgage · VA Mortgage GUARANTEED RATE, INC |
| Aug 20, 2025 | Deed, Transfer · VA Mortgage GUARANTEED RATE INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 20, 2025 · Amount on Record |
| Deed Sale | Aug 20, 2025 · Amount on Record |
| Prior Sale | Apr 08, 1996 · Amount on Record |
| Deed Document Number | 202557116 |
| Deed Book / Page | 5579 / 1888 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Apr 13, 2026 |
| Property Address | 31 MAPLE ST, RAMSEY, NJ 07446-1822 |
| Document Number | 0000024300 |
| Book / Page | 5770 / 856 |
| Instrument Date | Mar 25, 2026 |
| Instrument | 202624300 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 31 MAPLE ST, RAMSEY, NJ 07446-1822 |
| Document Number | 0000024300, |
|---|---|
| Date | Apr 13, 2026 |
| Book Page | 5770/856 |
| Instrument | 202624300 |
| Name | GUARANTEED RATE, INC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.98% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Aug 20, 2025 |
| Property Address | 31 MAPLE ST, RAMSEY, NJ 07446-1822 |
| Document Number | 0055791888 |
| Book / Page | 5579 / 1888 |
| Instrument Date | Jun 13, 2025 |
| Instrument | 2025057116 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2025 |
| Title Company | CRITERION TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,720.35 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 37 LOON LAKE HEIGHTS DR, CHESTERTOWN, NY 12817 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3 MAPLE CT # 1, 1, RAMSEY, NJ 07446-2400 |
| Document Number | 2025057117 |
|---|---|
| Date | Aug 20, 2025 |
| Instrument | 2025057117 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jul 01, 2055 |
Source: Bergen County and Ramsey Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ramsey Borough |
| Unified School District | Ramsey Borough School District (KG - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $290,200 (-44.45%) Land $158,500 Building $131,700 | $290,200 (-44.45%) Land $158,500 Building $131,700 | |
| 2025 | $10,756.00 (-6.14%) | $522,400 (+28.64%) Land $308,000 Building $214,400 | $522,400 (+28.64%) Land $308,000 Building $214,400 |
| 2024 | $11,460.00 (+7.59%) | ||
| 2023 | $406,100 Land $257,900 Building $148,200 | $406,100 Land $257,900 Building $148,200 | |
| 2022 | $10,652.00 |
Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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