45 Maple Ave, Cortland, NY 13045 Property Records

Cortland County and Cortland City property record for 45 Maple Ave, Cortland, NY 13045

Property Summary

Property TypeDuplex
Details2 bd · 2 ba · 1,462 sqft · built 1900
Lot Size0.213 acres (9,293 sqft)
OwnerIndividual Name on File
Last Sale$75,000 (Jun 2004)
Tax Bill$6,525 (2026)
Flood ZoneZone X (minimal risk)
APN110200 86.49-02-21.000

Property Details

APN / Parcel Number

Primary APN110200 86.49-02-21.000
Alternative APN
  • 020008604900020210000000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,462 sqft Total Area
1st Floor Area990 sqft
Upper Floors Area472 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area9,293 sqft (0.213 acres)
Lot Dimensions140 ft deep x 66.2 ft wide
Garage TypeDetached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area538 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address45 MAPLE AVE
CityCORTLAND
StateNY
Zip13045-2005
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning Code03 - MULTI
Legal Block2
Legal Lot Number21.000
JurisdictionCORTLAND NY
Township / Civil DivisionCORTLAND
Census Block Group3
Census Block3006
Census Tract970500

Owner

45 Maple Ave, a duplex, is owned and occupied by an individual who bought it in June 2004.

Source: Cortland County and Cortland City records, as of October 19, 2026

Owner of RecordIndividual Name on File
Mailing Address45 MAPLE AVE, CORTLAND, NY 13045-2005
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 28, 2004 · Amount on File
Deed SaleJun 28, 2004 · Amount on File
Prior SaleOct 25, 1995 · Amount on File
Deed Book / Page10257 / 94001
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 45 Maple Ave was $6,525, down 11.6% from the year before.

Source: Cortland County and Cortland City assessment roll, as of March 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyCortland County
MunicipalityCortland City
Unified School DistrictCortland City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,525.00 (-11.56%)
2025$7,378.00$130,000 Land $17,200 Building $112,800$134,021 Land $17,732 Building $116,289
2023$1,999.00 Homeowner's exemption Senior Citizen's exemption$86,600 Land $12,000 Building $74,600$118,630 Land $16,438 Building $102,192

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45 Maple Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims4 (2005–2007)
Most Recent ClaimJun 2007 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, Apr 2005 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 45 Maple Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCORTLAND (C)
serves 20,095 people · EPA ID NY1101754
Water SourceGroundwater
Last State InspectionNov 2023
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 680 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Empire Long Distance
Fiber
1,000 / 100
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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