Chemung County and Ashland Town property record for 45 Main St, Wellsburg, NY 14894
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 976 sqft · built 1922 |
| Lot Size | 0.204 acres (8,910 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,868 (2026) |
| Deeds & Mortgages | May 2016 Mortgage |
| APN | 072001 131.18-1-2 |
| Primary APN | 072001 131.18-1-2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 976 sqft Living Area |
| 1st Floor Area | 688 sqft |
| Upper Floors Area | 288 sqft |
| Year Built | Built 1922 |
|---|---|
| Effective Year Built | Effective 1922 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 8,910 sqft (0.204 acres) |
| Lot Dimensions | 54 ft deep x 165 ft wide |
| Garage Type | Detached |
| Garage Area | 216 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
|---|---|
| Porch Area | 257 sqft |
| Patio Area | 280 sqft |
| Canopy | 65 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | W0126000 |
|---|---|
| Street Address | 45 MAIN ST |
| City | WELLSBURG |
| State | NY |
| Zip | 14894-9722 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 07 - MIXED |
| Legal Description | TRI |
| Legal Block | 1 |
| Legal Lot Number | 2.000 |
| Jurisdiction | CHEMUNG NY |
| Township / Civil Division | ASHLAND |
| Census Block Group | 4 |
| Census Block | 4027 |
| Census Tract | 11200 |
45 Main St is owned and occupied by an individual.
Source: Chemung County and Ashland Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 45 MAIN ST, WELLSBURG, NY 14894-9722 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEMUNG NY |
| Property Address | 45 MAIN ST, WELLSBURG, NY 14894-9722 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000000610621 |
|---|---|
| Date | May 9, 2016 |
| Instrument | 000000610621 |
| Name | NATIONSTAR MORTGAGE |
|---|
| Amount | Amount on Record |
|---|
The 2026 property tax bill for 45 Main St was $1,868 with exemptions applied, down 27.8% from the year before.
Source: Chemung County and Ashland Town assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Chemung County |
| County Subdivision | Ashland Town |
| Municipality | Wellsburg Village |
| Unified School District | Elmira City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,868.00 (-27.82%) Homeowner's exemption Veteran's exemption | ||
| 2025 | $2,588.00 | $1,200 Land $295 Building $905 | $116,500 Land $28,640 Building $87,860 |
| 2023 | $1,200 Land $295 Building $905 | $106,195 Land $26,106 Building $80,089 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 45 Main St; there have been 2 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (1996–2011) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2011 · Remnants Of Tropical Storm Lee |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 45 Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WELLSBURG VILLAGE serves 580 people · EPA ID NY0701010 |
|---|---|
| Water Source | Purchased surface water from ELMIRA WATER BOARD |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Empire Long Distance.
No cell data coverage reported
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