35 Main St, Wellsburg, NY 14894 Property Records

Chemung County and Ashland Town property record for 35 Main St, Wellsburg, NY 14894

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,496 sqft · built 1968
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,536 (2025)
Deeds & Mortgages	Jun 2006 Mortgage Jun 2021 Refinance + 1 more
APN	`072089 131.00-1-28`

Property Details

APN / Parcel Number

Primary APN	`072089 131.00-1-28`
Alternative APNs	`208913100000010280000000` `00168000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,496 sqft Living Area
1st Floor Area	1,248 sqft
Basement Area	1,248 sqft
Finished Basement	1,248 sqft
Unfinished Basement	1,248 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	43,560 sqft (1 acres)
Lot Dimensions	27 ft deep x 178 ft wide
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	468 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	00168000
Street Address	35 MAIN ST
City	WELLSBURG
State	NY
Zip	14894-9722
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Block	1
Legal Lot Number	28.000
Jurisdiction	CHEMUNG NY
Township / Civil Division	ASHLAND
Census Block Group	4
Census Block	4026
Census Tract	11200

Owner

Source: Chemung County and Ashland Town records, as of April 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	35 MAIN ST, WELLSBURG, NY 14894-9722
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2006	Deed of Trust, Mortgage FIRST HERITAGE FEDERAL CREDIT UNION
Jun 10, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST HERITAGE FEDERAL CREDIT UNION
Jun 10, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST HERITAGE FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

June 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEMUNG NY
Property Address	35 MAIN ST, WELLSBURG, NY 14894-9722
Transaction Type	Mortgage
Record Updated	Apr 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2006060800005055
Date	Jun 8, 2006
Instrument	20060608-00005055

Lender

Name	FIRST HERITAGE FEDERAL CREDIT UNION
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	43 Months
Due	Jan 1, 2010

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEMUNG NY
Property Address	35 MAIN ST, WELLSBURG, NY 14894-9722
Transaction Type	Mortgage
Record Updated	Apr 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202108036
Date	Jun 10, 2021
Instrument	202108036

Lender

Name	FIRST HERITAGE FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2036

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEMUNG NY
Property Address	35 MAIN ST, WELLSBURG, NY 14894
Transaction Type	Mortgage
Record Updated	Aug 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202108036
Date	Jun 10, 2021
Instrument	202108036

Lender

Name	FIRST HERITAGE FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2036

Tax Assessment & Valuation

Source: Chemung County and Ashland Town assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	New York
County	Chemung County
County Subdivision	Ashland Town
Unified School District	Elmira City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,536.00	$1,400 (-) Land $200 Building $1,200	$135,900 (+9.69%) Land $19,414 Building $116,486
2023		$1,400 Land $200 Building $1,200	$123,894 Land $17,699 Building $106,195

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1996–2011)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2011 · Remnants Of Tropical Storm Lee

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Empire Long Distance Fiber	1,000 / 100

May also be available: Spectrum, Tri-Co Connections.

Cell Coverage

No cell data coverage reported

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