45 Lyman Rd, Berlin, MA 01503 Property Records

Worcester County and Berlin Town property record for 45 Lyman Rd, Berlin, MA 01503

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,342 sqft · built 1982
Lot Size	3.22 acres (140,548 sqft)
Owner	2 Trust Names on File
Last Sale	$443,000 (Jun 2004)
Tax Bill	$10,515 (2025)
Deeds & Mortgages	Sep 2025 Transfer Sep 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`5.0-0022-0000.0`

Property Details

APN / Parcel Number

Primary APN	`5.0-0022-0000.0`
Alternative APNs	`BERL M:0050 B:0022 L:0000-0` `M:0050 B:0022 L:0000=0`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	3,342 sqft Living Area
Gross Area	8,511 sqft

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	140,548 sqft (3.22 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	5.0-0022-0000.0
Street Address	45 LYMAN RD
City	BERLIN
State	MA
Zip	01503-1802
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	22
Jurisdiction	BERLIN MA
Township / Civil Division	BERLIN
Census Block Group	1
Census Block	1067
Census Tract	717100

Owner

45 Lyman Rd is owner-occupied and held in a trust since September 2025.

Source: Worcester County and Berlin Town records, as of June 26, 2026

Owner of Record	2 Trust Names on File
Mailing Address	45 LYMAN RD, BERLIN, MA 01503-1802
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2025	Quit Claim Deed, Transfer Quitclaim
Sep 1, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 11, 2004 · Amount on File
Deed Sale	Jun 11, 2004 · Amount on File
Prior Sale	Mar 23, 2001 · Amount on File
Deed Document Number	2004104456
Deed Book / Page	33845 / 102
Last Transfer Date	Sep 2, 2025
Transfer Doc	072508-258
Record Updated	Sep 20, 2026

September 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BERLIN MA
Recording Date	Sep 9, 2025
Property Address	45 LYMAN RD, BERLIN, MA 01503-1802
Document Number	072508-258
Book / Page	72508 / 258
Instrument Date	Sep 2, 2025
Instrument	76759
Transaction Type	Transfer
Record Updated	Oct 1, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 LYMAN RD, BERLIN, MA 01503-1802

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERLIN MA
Property Address	45 LYMAN RD, BERLIN, MA 01503-1802
Document Number	59409-307
Instrument Date	Sep 1, 2018
Transaction Type	Mortgage
Record Updated	Oct 9, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 LYMAN RD BERLIN MA 015031802, BERLIN, MA 01503-1802

Mortgage

Document Number	59409-307
Date	Sep 17, 2018
Book Page	059409/000307
Instrument	97735

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 16, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 45 Lyman Rd was $10,515, up 11.3% from the year before.

Source: Worcester County and Berlin Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Berlin Town
Unified School District	Berlin-Boylston School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,515.00 (+11.29%)	$741,000 (-) Land $278,200 Building $462,800	$881,030
2024	$9,448.00 (+3.74%)	$741,000 (+12.61%) Land $278,200 Building $462,800
2023	$9,107.00	$658,000 Land $241,600 Building $416,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45 Lyman Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Lyman Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Verizon.

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