45 Lundys Ln, San Mateo, CA 94402 Property Records

San Mateo County property record for 45 Lundys Ln, San Mateo, CA 94402

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,661 sqft · built 1978
Lot Size	0.289 acres (12,599 sqft)
Owner	2 Company Names on Record
Last Sale	$3,125,000 (Aug 2023)
Tax Bill	$24,483 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Dec 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`041-052-290`

Property Details

APN / Parcel Number

Primary APN	`041-052-290`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,661 sqft Living Area
1st Floor Area	1,505 sqft
2nd Floor Area	1,428 sqft
Basement Area	687 sqft
Finished Basement	687 sqft
Family Room	Family Room

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Lot Area	12,599 sqft (0.289 acres)
Lot Dimensions	140 ft deep x 90 ft wide
Garage Area	580 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	45 LUNDYS LN
City	SAN MATEO
State	CA
Zip	94402-3857
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R100S8
Legal Description	PARCEL A PARCEL MAP VOL 39/17
Legal Subdivision	TRACT #762 THE HIGHLANDS UNIT #8
Legal Block	2
Jurisdiction	SAN MATEO CA
Township / Civil Division	SAN MATEO
Census Block Group	1
Census Block	1000
Census Tract	606900

Owner

Source: San Mateo County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	45 LUNDYS LN, SAN MATEO, CA 94402-3857
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2023	Grant Deed, Transfer · Conventional Mortgage UBS BANK USA
Dec 3, 2021	Intrafamily Transfer, Transfer
Jul 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREMONT BANK
Sep 11, 2018	Deed of Trust, Mortgage · Line of Credit FREMONT BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2023 · Amount on Record
Deed Sale	Aug 28, 2023 · Amount on Record
Prior Sale	Jun 24, 2016 · Amount on Record
Deed Document Number	202341559
Prior Transfer Date	Nov 19, 2021
Prior Transfer Doc	0000166164
Record Updated	Sep 20, 2026

August 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	Aug 28, 2023
Property Address	45 LUNDYS LN, SAN MATEO, CA 94402-3857
Document Number	0000041559
Map Reference	MB 39 PG 17
Instrument Date	Aug 17, 2023
Instrument	2023-041559
Transaction Type	Transfer
Record Updated	Oct 3, 2023
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,437.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	40 BEACH PARK BLVD, FOSTER CITY, CA 94404-2706

Mortgage

Document Number	0000041560
Date	Aug 28, 2023
Instrument	2023-041560

Lender

Name	UBS BANK USA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.12%
Type Change Date	Sep 1, 2028
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11.1%
Margin	3
Max Rate	11.1%

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN MATEO CA
Recording Date	Dec 3, 2021
Property Address	45 LUNDYS LN, SAN MATEO, CA 94402-3857
Document Number	0000166164
Map Reference	MB 39 PG 39
Instrument Date	Nov 19, 2021
Instrument	2021-166164
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	45 LUNDYS LN, SAN MATEO, CA 94402-3857

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	45 LUNDYS LN, SAN MATEO, CA 94402-3857
Transaction Type	Mortgage
Record Updated	Aug 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 LUNDYS LN, SAN MATEO, CA 94402-3857

Mortgage

Document Number	0000108208
Date	Jul 21, 2021
Instrument	2021-108208

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 20, 2051

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	45 LUNDYS LN, SAN MATEO, CA 94402-3857
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000070846
Date	Sep 11, 2018
Instrument	2018-070846

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 8, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Elementary School District	San Mateo-Foster City Elementary School District (KG - 08)
Secondary School District	San Mateo Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,006,828 (+2%) Land $1,055,126 Building $951,702
2025	$24,483.00 (-34.7%)	$1,967,481 (-39.98%) Land $1,034,439 Building $933,042
2023	$37,492.00 (+3.52%)	$3,278,000 Land $1,639,000 Building $1,639,000	$2,724,840
2022	$36,216.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALIFORNIA WATER SERVICE - SAN MATEO private · serves 103,536 people · EPA ID CA4110008
Water Source	Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State Inspection	Mar 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Etheric Networks.

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