20 Lundys Ln, San Mateo, CA 94402 Property Records

San Mateo County property record for 20 Lundys Ln, San Mateo, CA 94402

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,710 sqft · built 1958
Lot Size	0.209 acres (9,084 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,860,000 (Mar 2018)
Tax Bill	$26,146 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Dec 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`041-052-160`

Property Details

APN / Parcel Number

Primary APN	`041-052-160`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Building Area	1,710 sqft Living Area
1st Floor Area	1,710 sqft
Family Room	Family Room

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Lot Area	9,084 sqft (0.209 acres)
Lot Dimensions	145 ft deep x 61 ft wide
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	20 LUNDYS LN
City	SAN MATEO
State	CA
Zip	94402-3837
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10008
Legal Description	LOT 56 BLOCK 7 THE HIGHLANDS UNIT NO 8 RSM 48/16 17
Legal Subdivision	THE HIGHLANDS UNIT NO 8
Legal Block	7
Legal Lot Number	56
Jurisdiction	SAN MATEO CA
Township / Civil Division	SAN MATEO
Census Block Group	1
Census Block	1000
Census Tract	606900

Owner

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20 LUNDYS LN, SAN MATEO, CA 94402-3837
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2023	Deed of Trust, Mortgage · Commercial Mortgage US BANK NA
Dec 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Feb 21, 2020	Deed of Trust, Mortgage · Line of Credit US BANK NA
Feb 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Mar 15, 2018	Grant Deed, Transfer · ARM MUFG UNION BANK NA
Mar 15, 2018	Affidavit of Death, Transfer CORNERSTONE TITLE COMPANY
Dec 20, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 15, 2018 · Amount on Record
Deed Sale	Mar 15, 2018 · Amount on Record
Deed Document Number	201819117
Prior Transfer Date	Dec 8, 2017
Prior Transfer Doc	0000114334
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	20 LUNDYS LN, SAN MATEO, CA 94402-3837
Transaction Type	Mortgage
Record Updated	Jul 3, 2023
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 LUNDYS LN, SAN MATEO, CA 94402-3837

Mortgage

Document Number	0000026813
Date	Jun 7, 2023
Instrument	2023-026813

Lender

Name	US BANK NA
Type	Bank
Address	LA JOLLA, CA 92037

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	20 LUNDYS LN, SAN MATEO, CA 94402-3837
Transaction Type	Mortgage
Record Updated	Jan 4, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 LUNDYS LN, SAN MATEO, CA 94402-3837

Mortgage

Document Number	0000172302
Date	Dec 16, 2021
Instrument	2021-172302

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Jan 1, 2029
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	7.5%
Index	1-Year CMT
Max Rate	7.5%

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	20 LUNDYS LN, SAN MATEO, CA 94402-3837
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015294
Date	Feb 21, 2020
Instrument	2020-015294

Lender

Name	US BANK NA
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 12, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	20 LUNDYS LN, SAN MATEO, CA 94402-3837
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015293
Date	Feb 21, 2020
Instrument	2020-015293

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Type Change Date	Mar 1, 2030
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.12%
Index	1-Year CMT
Max Rate	8.12%

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	Mar 15, 2018
Property Address	20 LUNDYS LN, SAN MATEO, CA 94402-3837
Document Number	0000019117
Map Reference	MB48 PG16&17
Instrument Date	Mar 7, 2018
Instrument	2018-019117
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	CORNERSTONE TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	20 LUNDYS LN, SAN MATEO, CA 94402-3837

Mortgage

Document Number	0000019118
Date	Mar 15, 2018
Instrument	2018-019118

Lender

Name	MUFG UNION BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Apr 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	6%
Index	1-Year LIBOR
Max Rate	10%

Mortgage

Document Number	0000019119
Date	Mar 15, 2018
Instrument	2018-019119

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 15, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN MATEO CA
Recording Date	Mar 15, 2018
Property Address	20 LUNDYS LN, SAN MATEO, CA 94402-3837
Document Number	0000019116
Instrument Date	Mar 7, 2018
Instrument	19116
Transaction Type	Transfer
Record Updated	Mar 29, 2018
Title Company	CORNERSTONE TITLE COMPANY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 LUNDYS LN SAN MATEO CA 944023837, SAN MATEO, CA 94402-3837

December 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN MATEO CA
Recording Date	Dec 20, 2017
Property Address	20 LUNDYS LN, SAN MATEO, CA 94402-3837
Document Number	0000114334
Map Reference	MB48 LPG16&17
Instrument Date	Dec 8, 2017
Instrument	2017-114334
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	SERVICE LINK

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20 LUNDYS LN, 20, SAN MATEO, CA 94402-3837

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 LUNDYS LN, SAN MATEO, CA 94402-3837

Mortgage

Document Number	0000114335
Date	Dec 20, 2017
Instrument	2017-114335

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Elementary School District	San Mateo-Foster City Elementary School District (KG - 08)
Secondary School District	San Mateo Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,158,684 (+2%) Land $1,972,993 Building $185,691
2025	$26,146.00 (+3.59%)	$2,116,357 (+4.04%) Land $1,934,307 Building $182,050
2023	$25,241.00 (+1.61%)	$2,034,179 Land $1,859,197 Building $174,982	$2,069,820
2022	$24,842.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALIFORNIA WATER SERVICE - SAN MATEO private · serves 103,536 people · EPA ID CA4110008
Water Source	Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State Inspection	Mar 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Etheric Networks.

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