Essex County and Lynn City property record for 45 Lowell St, Lynn, MA 01905
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,130 sqft · built 1920 |
| Lot Size | 0.132 acres (5,759 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,838 (2025) |
| Deeds & Mortgages | Apr 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | B:036 L:775 S:018 |
| Primary APN | B:036 L:775 S:018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,130 sqft Living Area |
| Gross Area | 2,276 sqft |
| Basement Area | 804 sqft |
| Unfinished Basement | 804 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1966 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,759 sqft (0.132 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Street Address | 45 LOWELL ST |
|---|---|
| City | LYNN |
| State | MA |
| Zip | 01905-2811 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Block | 775 |
| Legal Lot Number | 18 |
| Jurisdiction | LYNN MA |
| Township / Civil Division | LYNN |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 207100 |
45 Lowell St is owned and occupied by an individual.
Source: Essex County and Lynn City records, as of July 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 45 LOWELL ST, LYNN, MA 01905-2811 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Personal Representative Deed |
|---|---|
| Jurisdiction | LYNN MA |
| Recording Date | Apr 13, 2023 |
| Property Address | 45 LOWELL ST, LYNN, MA 01905-2811 |
| Document Number | 041516-535 |
| Book / Page | 41516 / 535 |
| Instrument Date | Apr 13, 2023 |
| Instrument | 20230413000460 |
| Transaction Type | Transfer |
| Record Updated | Apr 28, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 45 LOWELL ST, LYNN, MA 01905-2811 |
The 2025 property tax bill for 45 Lowell St was $4,838, up 5.4% from the year before.
Source: Essex County and Lynn City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Lynn City |
| Unified School District | Lynn School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,838.00 (+5.38%) | $467,000 (+7.11%) Land $209,200 Building $257,800 | $528,580 |
| 2024 | $4,591.00 (+7.04%) | $436,000 (+13.34%) Land $192,200 Building $243,800 | |
| 2023 | $4,289.00 | $384,700 Land $171,200 Building $213,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 45 Lowell St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (1987–2018) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Aug 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 45 Lowell St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 650 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
May also be available: AT&T, Starry, T-Mobile.
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